Because no matter how well-built the investment portfolio is, if the main source of income is suddenly interrupted by health incidents, the entire financial plan may be affected. At that time, accumulated assets are no longer a tool for profit but become a source of payment for unexpectedly incurred expenses.
From a modern asset management perspective, Techcom Life introduces Vung Tai Chinh - a solution designed to protect the income generation capacity of the pillar, contributing to completing the "financial architecture" of each family alongside the goal of growth and asset preservation.
Creating a shield for family income
Different from the traditional concept of insurance, Vung Tai Chinh not only aims to pay when risks occur but also accompanies customers throughout the journey of building a prosperous life.
The solution is designed to meet financial needs in three states of life: proactive health care in normal conditions, financial protection when incidents occur, and sustainable accumulation for the future.
In normal conditions, customers have access to a modern health care ecosystem with DoctorNow integrated on the IVIE application, helping to connect with doctors remotely, receive prescriptions and deliver medicine on the spot. Along with that is the right to outpatient visits and annual periodic health care, contributing to helping the pillar maintain good physical condition to continue creating value for the family.
Protecting assets from unpredictable events
Health problems always come with two parallel pressures: treatment and finance. In many cases, medical costs not only disrupt cash flow but also force families to sell assets, withdraw investment capital or change long-term plans.
Vung Tai Chinh provides comprehensive protection against serious diseases such as stroke, myocardial infarction, cancer, and also supports hospitalization costs and more than 100 types of surgeries, with total protection benefits of up to 4.1 billion VND.
More importantly, the solution helps customers maintain the financial foundation they have painstakingly built. Instead of having to trade off accumulated assets, participants have more resources to focus on treatment and recovery, while their family's financial plan is still maintained.
Accompanying the journey of accumulation
Not stopping at protection, Vung Tai Chinh also integrates Techcom Life Max Proactive - a component combining protection against risks related to life, complete or permanent injury with a stable interest rate accumulation solution.
Thanks to that, customers are both protected from major risks and gradually build long-term financial funds for goals such as educating children, retiring or expanding investment portfolios. This is a balanced approach between protection and accumulation in the same financial plan.
Exploiting the strength of Techcombank's ecosystem
One of the differences of Vung Tai Chinh is the ability to connect with Techcombank's banking - insurance ecosystem. Through Banca credit cards, customers can choose to pay 0% interest in installments for up to 3 years for insurance premiums.
This solution helps optimize cash flow, maintain liquidity and create conditions for customers to continue to seize investment and business opportunities or serve other financial plans without creating pressure on capital sources.
In modern asset management, wealth is not only measured by the size of assets owned but also in the ability to maintain values built before all fluctuations. When the ability to generate income is protected, families have an additional foundation to pursue long-term goals sustainably.
With Vung Tai Chinh, Techcom Life brings a comprehensive protection solution, contributing to completing the asset management picture of each family, so that the pillar is assured to nurture today and firmly look towards the future.
