Mortgage

The Government raises the ceiling for unsecured loans in the agricultural sector. Photo: Hai Nguyen

From July 1, without mortgaging, businesses can still borrow up to 5 billion VND for agriculture

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From July 1, 2025, individuals, business households, and cooperatives in the agricultural sector can borrow up to 5 billion VND without collateral.

Not all cases of land users are allowed to exercise land mortgage rights. Photo: Nhu Ha

Conditions for land for production and business to be mortgaged to bank loans

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mortgage of land use rights is one of the basic rights of land users.

For common assets such as land use rights, all transactions such as mortgages and transfers must have the consent of both husband and wife. Photo: Nhu Ha

Land mortgage requires the signatures of both husband and wife

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mortgaging land use rights in the name of a husband and wife without the consent of one party can lead to the transaction being declared invalid.

Economic organizations are allowed to mortgage factories on leased land when they meet the conditions and meet the prescribed procedures. Photo: Trung Du

Regulations on mortgaging bank loans of factories on leased land

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mortgaging land use rights and assets attached to land is often done by the owner of the house and the land use right.

The ghost ship drifting freely into Ninh Thuan sea has attracted much attention. Photo: Huu Long

The mysterious fate of the ghost ship drifting freely into Ninh Thuan sea

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Ninh Thuan - A ship washed ashore has been sought out by young people to take photos. Few people know that this ship has a troubled fate, and the owner has lost contact.