The domestic silver market is having a new change in the approach to buyers. If previously, silver bars and silver ingots were mainly traded directly at stores, now this item is starting to enter digital banking platforms.
This shift takes place in the context of world silver prices continuously fluctuating strongly from the end of 2025 to the first quarter of 2026. Domestically, at times, the demand for silver increased rapidly, many stores were crowded with customers, and buyers had to wait a long time for their turn to transact.
Records at some silver business points in Hanoi show that the scene of customers waiting early, taking numbers, reserving seats, and waiting for many hours to buy is no longer rare. In some places, stores have to temporarily close because the number of customers is too large; in some places, customers buying silver bars have to wait 5 to 6 days to receive goods.
Along with that, the service of receiving queues and taking tickets for others has also reappeared in the days when the market is bustling. Lao Dong Newspaper has repeatedly recorded groups hiring people to queue to buy gold and then collect it to sell for profit.
Therefore, the emergence of more online purchasing channels is being seen as a change that is consistent with the reality of the market, especially when the demand for access to precious metal products is increasingly diverse.
Recently (March 31, 2026), MB, Digi Invest and Ancarat announced a cooperation to deploy an online silver buying channel on the MB Bank digital banking platform. According to the plan, from April 1, users can buy Ancarat 999 silver bars and ingots and pay directly on the application.
Looking broader, this is not simply the story of a business or a platform alone. Previously, the market also recorded a trend of bringing silver to the digital environment through some banking applications. This shows that silver is gradually being distributed in a way closer to modern consumption habits, as users are increasingly accustomed to financial transactions, shopping and accumulating assets right on their phones.
Instead of buyers having to go directly to the store to see goods, pay and wait for transactions, now a part of the process has been switched to a digital environment. For the general customer group, this change first of all provides more choices. As for the market, it shows that the precious metal sales channel is expanding in a more flexible direction.
It is known that the products expected to be distributed on the application include silver bars, silver ingots and some gift silver lines, fine art silver. Among them is the "Hung Vuong" silver product exclusively distributed by Ancarat on this platform.
The appearance of silver on the banking app also reflects a change in customer approach. Instead of relying solely on physical store systems, businesses tend to take advantage of digital platforms to bring products closer to users. This approach is not new in the field of finance - consumption, but with physical silver, this is a noteworthy step because the market is still familiar with direct transaction models.
From the buyer's perspective, the most anticipated thing is probably not just one more place to sell, but a more convenient transaction experience. When demand increases, having to move, queue, and wait at the point of sale makes the silver buying process less flexible. Therefore, if the online channel operates stably, the market can reduce the pressure of concentrated transactions at stores during times of increased demand.
According to the plan announced by the parties, in the near future, it will continue to research and add services to buy and sell silver directly on the banking app. If deployed synchronously, this will be the next step to help further complete the chain of transactions on the digital platform.
