The number of people withdrawing one-time social insurance benefits decreased sharply
According to the draft report summarizing the implementation of the Law on Social Insurance (BHXH) in 2024, more than 175,700 people will receive pensions in 2025, an increase of 93% compared to the previous year.
The Ministry of Home Affairs said that the number of pension recipients in 2025 increased sharply mainly due to the arising number of people settling for pension benefits according to Decree No. 177/2024/ND-CP and Decree No. 178/2024/ND-CP (amended and supplemented in Decree No. 67/2025/ND-CP).
These are 2 prominent decrees on implementing the early retirement policy in 2025. In particular, the early retirement policy stipulated in Decree No. 178/2024/ND-CP is breakthrough when it allows employees to retire up to 10 years ahead of schedule without deducting the pension benefit rate.
As of the end of the first quarter of 2026, the number of people receiving monthly pensions and social insurance allowances is more than 3.5 million people, an increase of 3.01% compared to the number of people receiving benefits in 2024. It is expected that by the end of this year, the number of people receiving benefits will be more than 3.54 million people.
In addition, there are 21.554 million people participating in social insurance, as of the end of March, an increase of 24,000 people compared to the previous year. Of which, the number of people paying compulsory social insurance is 19.016 million people; 2.538 million people participating in voluntary social insurance.
In which, the 2024 Law on Social Insurance has supplemented subjects subject to compulsory social insurance participation for many groups. As of the end of February, the Ministry of Home Affairs said that the number of new compulsory social insurance participants increased to nearly 292,000 people, including: 6,090 business household owners; 60,304 managers and representatives who do not receive salaries; 22,679 standing militia; 22,822 non-specialized workers in villages and residential groups; 150,000 people working part-time.
Corresponding to the amount of social insurance revenue is 110.888 billion VND. 17.576 billion VND is the amount of late payment and evasion of interest calculation, accounting for 3.7% compared to the amount of social insurance to be collected.
The number of people receiving one-time social insurance benefits decreased sharply. If in 2024, the number of people receiving one-time social insurance benefits decreased by 1.53%, then entering 2025, the number of people enjoying this policy decreased to 24.43%. In particular, in the first 3 months of the year, the rate of receiving one-time social insurance benefits decreased even more sharply.
The 2024 Law on Social Insurance supplements maternity allowance regimes for voluntary social insurance participants. After nearly a year of implementation, the policy has initially been effective.
From July 1, 2025 to the end of the first quarter of 2026, the social insurance agency has resolved maternity benefits for 5,193 people participating in voluntary social insurance from the state budget.
With the first introduction of social pension benefits into law, the whole country is implementing this allowance for 2.5 million people, corresponding to nearly 7,000 billion VND spent by the state budget.
The Ministry of Home Affairs believes that this result shows that the policy has met the practical needs of voluntary social insurance participants, contributing to consolidating trust and enhancing the attractiveness of social insurance policies.
Proposal to continue amending the 2024 Social Insurance Law
According to the assessment of the Ministry of Home Affairs, after nearly 1 year of implementation, the provisions of the 2024 Social Insurance Law have gradually gone into life, with superior policies creating favorable conditions for people, beneficiaries and employers.
However, when implementing, there are still some inadequacies, difficulties, and obstacles that need to be removed after implementing the arrangement of the political system and institutionalizing the views of the Party and State in perfecting the legal system on social insurance to suit the new context, new goals, and new tasks set out in the Resolution of the 14th National Party Congress.
Therefore, the Ministry of Home Affairs proposes to amend and supplement the 2024 Law on Social Insurance with 3 basic contents: Contents of amendments and supplements related to arranging the organizational structure of the political system, organization of local government at 2 levels; Amendments and supplements on social insurance regimes and policies; Amendments related to unlocking resources and improving the investment efficiency of the social insurance fund.
The draft Law amending and supplementing a number of articles of the Law on Social Insurance is being consulted, and is expected to be submitted to the National Assembly for consideration this year.
