Ambience shapes new living standards with solid financial foundation

On May 5, 2026, Gamuda Land Vietnam signed a strategic cooperation agreement with MSB, BIDV, Vietcombank and Public Bank.

The signing activity aims to implement flexible financial solutions for homebuyers at the Ambience project. This is considered an important step for businesses in increasing access to housing, especially in the context that the real estate market is facing many challenges in terms of capital flow and liquidity.

According to the cooperation content, customers buying houses at Ambience can access loan packages up to 80% of the real estate value. At the same time, buyers only need to pay in advance from 10% of the contract value to be supported with disbursement.

In addition, Gamuda Land also implements an interest rate support policy of up to 8%/year in the first 24 months, helping to significantly reduce financial pressure in the early stages of ownership.

Experts assess that in the context of high real estate prices, reducing "access barriers" through flexible financial policies plays a key role in stimulating real home buying demand.

In particular, young customers or first-time homebuyers often have difficulty accumulating initial capital, so support packages such as disbursement from 10% of the contract value are considered differentiating factors in the market.

Representatives of Gamuda Land Vietnam said that cooperating simultaneously with many banks helps customers have more choices suitable for their needs and personal financial records. Instead of relying on a single source of capital, buyers can flexibly compare and choose optimal loan solutions, thereby improving access and decision-making capabilities.

“We not only develop simple real estate projects, but also aim to provide comprehensive solutions, including financial ones, to help customers easily realize their home ownership plans. Cooperation with banks is part of a long-term strategy to increase real value for buyers,” a business representative shared.

From the bank's perspective, representatives of participating units also highly appreciated the potential for cooperation with reputable investors and project development experience. Accompanying projects with clear legal frameworks and guaranteed progress not only helps minimize credit risks but also creates conditions for banks to design loan products that are more suitable for the actual needs of customers.

In addition, the multi-bank cooperation model is also considered a new trend in the market, when investors no longer work with a single financial partner but expand their networks to optimize resources and improve customer experience. This also contributes to creating a healthy competitive environment among banks in providing preferential loan packages.

The project is expected to contribute to improving the quality of life and creating more housing choices for people in Hai Phong - one of the urban areas with rapid economic development in the North.

Not only stopping at supporting homebuyers, Gamuda Land's financial cooperation strategy is also viewed from a sustainable development perspective. Helping more people have access to housing is not only economically significant but also contributes to improving the quality of life and social stability, in line with the sustainable urban development trend that many real estate businesses are pursuing.