In the context of our Party and State promoting support for the development of the private economic sector according to Resolution 68/NQ-TW, hundreds of thousands of business households, especially in the field of e-commerce, are facing a "golden" opportunity to make a breakthrough, when being supported by strong incentive policies from the State, the Government, ... and being accompanied by BIDV through the comprehensive incentive program "SME Fast track" with practical financial - technological solutions, helping to transform into businesses easily and effectively.
SME Fast track - a strong "support" for business development
Resolution 68/NQ-TW dated May 6, 2025 and Resolution 198/2025/QH15 dated May 17, 2025 issued have brought preferential policies for newly established enterprises such as: exemption from corporate income tax (CIT) for the first 3 years; deduction of all input VAT; exemption of subject fees from January 1, 2026.
Therefore, along with the requirements for transparency of business operations, converting into a business is a strategic step to help increase transparency and optimize tax obligations (calculated based on real profits instead of paying contract tax like a business household), while opening the door to access legitimate credit capital, signing large contracts and affirming prestige in the market.
Understanding the needs of newly established businesses, especially retail and e-commerce businesses, when switching to a more professional operating model, BIDV has built a comprehensive digital ecosystem called SME Fast track - a strong "assistant" for businesses to operate smoothly from the very beginning.
Immediately after completing the business registration procedure, businesses can open an online account 24/7 through eKYC without having to go to the transaction counter. Beautiful account numbers will be given away for free and the e-banking system will be ready to serve all online transactions anytime, anywhere.
BIDV also integrates BIDV QR collection solution directly into popular sales software such as Misa, KiotViet, Mobifone, Heno, Casso, Sepay, gustream, ezCloud, ... and gives businesses initial experience, helping to manage revenue automatically, transparently and standardize the entire process.
Electronic invoices will also be issued immediately on the software in accordance with current tax regulations. Orders after payment to accounts are managed and classified, no longer having to check Zalo or messages as before, to avoid confusion and errors in transactions.
The cash flow from daily revenue will not be left unchanged. With the automatic profit feature, money in the account will be flexibly invested, bringing a minimum yield of 8 times the non-term interest rate, while still ensuring high liquidity - always ready for all spending plans in the process of expanding business.
In addition, when there is a need to borrow capital, businesses can borrow online on the Misa Lending platform with competitive interest rates, supplementing capital quickly and conveniently.
Attractive promotions, useful gifts
Not only bringing a digitalization journey with utilities to businesses, BIDV SME Fast track also offers many attractive incentives.
With just one simple step - opening an account at BIDV - the enterprise will be exempted from all basic transaction fees, including: QR collection fees, money transfers, salary payments... to help reduce costs in the initial phase of operation.
In particular, with the promotion program for the retail and e-commerce business sectors, participating businesses will experience an exclusive "technology Kit" including: giving away business digital signatures to make tax declarations and issue electronic invoices, giving up to 6 months of sales software subscription, giving away operating technology devices such as soundbox speakers, sales machines at the cashier.
With this toolkit, businesses can quickly establish a modern, man-efficient operating process that fully meets legal requirements.
Customers are also given by BIDV a debit and corporate credit card to meet the requirements of the state management agency on non-cash payments to be deducted from taxes for valid expenses. With a credit card limit of up to 3 billion VND, businesses can be more proactive in the capital rotation process.
Refund incentives of up to 40%, business lounge experience and fast track according to spending sales are also important highlights of the journey of using BIDV Business Visa that BIDV offers to customers.
For SME businesses that need to supplement mobile capital, BIDV offers flexible financial loan packages, quick credit response times, competitive interest rates, and diverse products from short-term loans to guarantees and letters of credit, helping businesses easily access mobile capital and expand business operations at every stage of development.
Through the SME Fast track program, BIDV not only provides financial solutions but is also a trusted companion, supporting business households to convert to businesses in a more professional, transparent and sustainable direction.
To enjoy incentives from SME Fast track after converting to a business, customers please register for the program right on the BIDV website, contact hotline 1900 9248 or go to the nearest BIDV branch for detailed advice.
