MB supports customers at the end of the year with an interest rate of 5.5%/year

The consumer market is entering the final months of the year with many expectations to become more vibrant. This is also the period with big shopping promotions of the year, a golden opportunity for individuals and businesses to boost business activities when people's spending and shopping needs increase.

Time of high consumption, bustling production and business

Recently, the Government and the State Bank have also issued drastic instructions to create conditions for banks to have good credit growth capacity, optimize operating costs to create resources to reduce interest rates to support customers, direct capital flows to sustainable production and business sectors, and at the same time limit credit flows into speculative and risky sectors. In order to stimulate consumer loan demand, production and business loans have also been promoted.

Doing business in the field of imported agricultural products and food, Mr. Tran Hoang Nam (Hanoi) shared: "At the end of the year, the demand for agricultural products and food increases. Not to mention the series of holidays and the year-end shopping season makes it easier to sell.

Because the competition in the market is very high, I have to take advantage of importing goods early, preparing in advance will give me an advantage. I have asked relatives to borrow some money to import more goods, but I will still borrow more from the bank to have the best financial source to do business in the last months of this year," Mr. Nam calculated for his business activities.

Excited business with preferential loan packages, diverse industries, fast disbursement

In order to support individual customers and business households to expand and accelerate their business at the end of the year, Military Commercial Joint Stock Bank (MB) has launched a business loan package called “Super fast MB loan, accelerate business”. MB Bank is constantly developing and innovating policies and practical solution packages to bring the best values ​​and experiences to customers.

Credit packages are built with diverse policies, suitable for many industries and regions such as: Agriculture, aquaculture, cashew, fish, fruit and wood trading, services, etc. With preferential interest rates from 0.46%/month, equivalent to 5.5%/year, applied from the time of disbursement, customers can borrow up to 90% of capital needs.

Maximize digital channel benefits, give away online debt book App to customers borrowing for production and business

MB is also a prominent bank with online disbursement service via MBBank App, bringing maximum convenience to customers. Not only digital transformation in the disbursement stage, MB also focuses on customer experience, minimizing re-provision of documents and shortening time with the policy of automatic approval of loans based on customers' transaction history at MB.

Accordingly, individual customers and business households can choose loan packages according to their needs and can easily access capital through a digital platform: apply for a loan completely online, "super fast" approval within 24 hours and proactively disburse on the MBBank App. When there is business cash flow, customers only need to proactively pay off the outstanding debt to save on capital costs.

In particular, customers who borrow for production and business at MB are also given an online debt book App (App that supports online debt tracking), a solution that helps customers manage comprehensive debt for businesses and individuals, easily record and compare online debt with customers, and can proactively create QR debt collection, automatically deduct debt when customers transfer payment and support detailed, sophisticated debt reminders.

Timely and convenient financial support

The credit package "Super fast loan - Accelerate business" provides quick and easy access to capital, an effective and timely financial solution for individuals and business households at the end of 2024. With competitive interest rates and convenient disbursement process via digital platform, MB creates favorable conditions for customers to access and use capital effectively, opening up opportunities for sustainable development and growth in the context of economic recovery.

In addition, MB also implements many suitable interest rate incentive programs such as loan packages: Rebuilding life after storms and floods, buying houses for young people "MB Dream Home", borrowing tax money to convert land use purposes, borrowing to buy cars, unsecured loans, issuing credit cards with a limit of up to 250 million VND, free opening of beautiful account numbers and lifetime money transfers on the MBBank App...

MB believes that the bank will contribute to creating more motivation for customers, increasing competitiveness, and promoting business growth in 2024.