Accordingly, existing customers with savings books at the counter agree to switch to online savings when the settlement deadline is due or customers successfully open an online account via eKYC authentication and deposit online savings. , SHB will add an interest rate of up to 1%/year. The program applies to deposit terms of 6 months and deposits of 10 million VND or more.
When participating in the program, customers who proactively deposit online savings will not need to go to transaction counters to open savings books, but only need to perform operations on the phone or through an electronic device connected to the Internet. . Customers who want their deposits at the counter to be automatically transferred online when due, just need to go to the transaction counter to register so that SHB can support the automatic conversion.
SHB representative said that this is an inevitable form of savings in the 4.0 technology era and the digital banking era. In addition to the goal of encouraging customers to access and use online savings services, SHB's implementation of this incentive program also aims to promote non-cash transactions according to the Bank's policies and orientations. State.
When depositing savings online, customers can completely proactively settle payments, renew, check information, query account numbers... right on their smartphone with the e-banking application or computer without needing to save money. Move directly to transaction points. Customers can flexibly choose the maturity method such as automatic renewal or settlement to the payment account at the end of the term.
Besides, to ensure peace of mind for customers, immediately after successfully depositing online savings, customers will be authenticated by transaction confirmation sent to email or SMS. Customers can also request a savings book confirmation online for free at any SHB transaction point nationwide.
Over the past time, SHB has always focused on developing digital banking with a comprehensive, secure and safe technology platform to provide a variety of online products and services to consumers such as: Savings, online loans , open a credit card, pay bills...
SHB also deployed the feature of blocking/releasing savings books online via hotline *6688 to help customers proactively block savings books to protect assets anytime, anywhere. When there is a need to remove account blockade, customers can go to any SHB transaction point to be served.
According to the bank's statistical data, by the end of the first quarter of 2024, there were more than 1.7 million customers registered to use the SHB Mobile application, in March 2024 alone the number of new customers accounted for 2.7%. total customers using the app. Total online savings balance increased by 369% over the same period in 2023, the ratio of online savings customers to total savings customers reached 36%.
Evaluative indexes of digital banks have increased, showing trust, safety, and many incentives on interest rates, gifts, etc., attracting customers to choose to use digital products and services. of SHB. It is expected that in 2024, the Bank will continue to develop and launch new, unique technology products to serve a variety of customers' financial needs.
For more special offers, customers can contact the 24/7 Customer Care Center: *6688 or SHB branches and transaction offices nationwide.
