When the journey to buy a house is no longer "closy" with procedures
Owning a home is not only a dream, but one of the most important financial decisions of a person's life. Understanding that, TPBank brings a project home loan solution through the TPBank Partner application, supporting modern young people to access loans in a transparent, fast and suitable manner for personal financial capacity.
According to experts, one of the major barriers that makes young people afraid to buy a house is the complicated and time-consuming loan procedures. Grasping that reality, Tien Phong Commercial Joint Stock Bank (TPBank) has developed project home loans through the TPBank Partner application, targeting customers aged 25 and over with stable income and housing needs. This solution helps them easily access project home loans, while eliminating the worry of cumbersome procedures or a long approval process.
Unlike traditional borrowing methods that require many documents, procedures and take a lot of processing time, by integrating Big Data on customers ( demographic information, finance, collateral, ...), scoring models designed by TPBank, along with modern technologies such as AI, OCR (Digital image identification system)..., TPBank Partner application allows users to process 100% digital loan applications. With support from a leading technology platform, the application approves the loan principle in less than 1 minute.
Customers can register to borrow directly from TPBank's partner real estate agents or exchange floors and receive the approved principle results on the spot, without having to submit documents proving their income, without having to travel to the bank. In particular, customers' loan applications can be approved and processed even outside of office hours, weekends or holidays.
In addition to the optimized speed, all approval processes on TPBank Partner are guaranteed safety and transparency. Customers can easily track the status of loan documents, from the approval stage to disbursement on the application, making it easy to manage financial plans and promptly complete the signing of sales contracts and loan disbursement to investors.
On the other hand, with its outstanding features, TPBank Partner is also a valuable assistant for the team of consultants at real estate floors. Employees can enter information, submit documents and receive approval in less than 1 minute, helping to shorten transaction time and increase the rate of order closure at the project.
Flexible home loans, suitable for each financial plan
Project home loans via TPBank Partner application meet a variety of personal financial needs.
Project home loans via TPBank Partner application are flexibly designed to meet diverse personal financial needs. Customers can access a loan limit of up to 10 billion VND, with a maximum loan term of 35 years and a loan rate of up to 80% of the real estate value. In addition, TPBank also applies a principal grace period policy of up to 60 months, with a competitive interest rate of only 3.6%/year.
Thanks to the long loan term and reasonable installment payment schedule, the loan is built to suit the financial capacity of most modern young customers. From there, owning a home is no longer a distant goal, but becomes a feasible and proactive choice within reach.
Digital age housing trend
Sharing about project home loan products through TPBank Partner, TPBank representative said: Buying a house is a big decision and we believe that the financial experience needs to be quick enough not to miss opportunities, but also transparent enough for customers to feel secure in their choice. TPBank Partner is a step forward to realize that when combining processing speed and a solid data platform, helping customers be more proactive in their settlement journey. With this product, TPBank hopes to lead the digital age settlement trend, opening up opportunities to own a house suitable for flexible lifestyle and financial needs of the modern young generation".
Previously, since the end of 2023, TPBank has successfully deployed a solution to approve car loans right on the TPBank Partner application. This year, with the launch of project home loans on the same platform, the bank hopes to digitize more deeply, bringing a modern, convenient financial experience that suits the housing needs of customers.
To get more advice on home loans through TPBank Partner, customers can access the TPBank website, call the 24/7 Customer Care Center at 1900 6036 or 1900 58 58 58 85, or visit the nearest branch for direct support.
