Why do businesses like to use bank salary packages?

Ngọc Anh |

VPBank has just announced additional benefits for its payroll package for businesses, becoming the optimal choice for small and medium-sized enterprises in the market.

Optimize costs for businesses with payroll packages

VPBank's payroll package for businesses is considered by businesses to be a comprehensive financial product, bringing many outstanding benefits to businesses, management teams and employees.

With exclusive offers and superior services, this is the optimal solution to help businesses improve financial management efficiency and take care of human resources professionally.

Accordingly, businesses are exempted from all registration fees, online salary payment transaction fees and immediately receive a beautiful triple or quadruple number account worth up to 5 million VND. Internal transfers, interbank transfers, and even international money transfers are all free.

In particular, FX exchange rate promotion up to 150 points, one year free use of electronic invoice package, 50% discount on Hilo digital signature package with gifts worth up to 5.9 million VND...

The director of a garment company in Ho Chi Minh City said that not only does VPBank help businesses minimize costs, it also offers special incentives to business owners using the bank's salary package.

“The leadership team will experience VPBank’s priority customer service for 12 months, including free airport lounge access. VPBank also offers a comprehensive CEO Online course to help improve management skills.

In addition, managers also receive free personal beautiful number accounts worth up to 55 million VND, demonstrating class and professionalism in financial transactions" - the Director shared more.

One of VPBank's outstanding advantages compared to the market is that VPBank supports free installation of ATMs at businesses with a staff size of 700 or more, with an average income of 8 million VND/month per account, creating convenience for employees when they need to make transactions, especially useful during peak times when cash withdrawals are needed such as salary payment or Tet.

More exclusive offers to help businesses retain employees

Ms. Ngoc Mai (Hanoi), an employee of a book and educational equipment company, said that her company uses VPBank's payroll service, so she enjoys a series of incentives such as free account maintenance, off-net ATM withdrawal fees, SMS fees for the first year, issuance fees and annual fees for the first 2 years for international debit cards, etc.

But what makes her most satisfied is being given a credit card with a limit of up to 7 times her salary, and also enjoying an unlimited cashback policy.

“Sometimes when I have an emergency or need to spend money, I use the credit card provided or use the salary account overdraft product, which can borrow up to 5 times my salary with interest calculated only based on the actual number of days borrowed, very convenient. Or if I need a large amount to take care of things, I can borrow unsecured loans of up to 600 million VND,” said Ms. Mai.

According to financial experts, the bank's salary payment packages with many incentives will help accompany and support businesses through difficult times, especially during the peak season at the end of the year when a lot of credit capital is needed.

At the same time, banking products and services with many incentives for both businesses and their employees are also a way to help businesses retain employees and optimize costs during the peak season at the end of the year.

With outstanding incentives, since this service was launched in March 2024, more than 3,000 small and medium-sized enterprises have used VPBank's salary package products.

According to the Ministry of Planning and Investment, small and medium-sized enterprises account for about 98% of the total of nearly 930 thousand enterprises operating in the economy, playing an important role in economic growth, job creation, contributing to hunger eradication and poverty reduction, and improving workers' income.

Banks always providing useful products and services to businesses is the smartest and most effective way to accompany both sides, bringing prosperity to the social community.

Ngọc Anh
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