Attractive interest rates
In the context of production and business activities recovering and the increasing demand for scale expansion, business households and individual businesses often have to make quick decisions to take advantage of growth opportunities.
It could be a surprisingly large order, goods at good prices need to be imported immediately, plans to invest in machinery and equipment or expand business scale in a short time.
However, in reality, many business households, although seeing opportunities, cannot act immediately because capital is not ready or it takes a long time to access appropriate financial solutions.
Mr. Pham Duc Thanh, owner of a chain of 4 pharmacies in Bac Ninh, said that to open more points of sale and add goods to serve business operations, he expects to need about 2 billion VND of investment capital. "When expansion opportunities appear, access to appropriate interest rate capital plays a very important role. If loan interest is high and the time is prolonged, we may miss the business expansion plan," Mr. Thanh shared.
Understanding that need, VPBank implements the "Accompanying Firm Steps" program with preferential interest rates from only 4.99%/year, helping customers have more opportunities to access capital quickly. The program is built for individual business customers or business households who need to supplement capital to serve production and business activities.
Accordingly, VPBank provides a loan limit of up to 20 billion VND with a maximum sponsorship level of up to 80% of the value of collateral. Flexible loan terms, creating conditions for customers to proactively build appropriate financial plans.
Capital from the program can be used for many purposes such as supplementing working capital, importing goods, expanding production and business activities, investing in facilities, purchasing machinery and equipment, means to serve business or developing agricultural and aquatic production models. With flexible design, the program is suitable for many customer groups looking for financial resources to accelerate business operations in the new period.
Representatives of VPBank shared that VPBank understands that for business people, the time to access capital is sometimes extremely important. The "Steady Companion" program is built with the desire to help business households have more financial resources to proactively seize growth opportunities, expand operations and develop sustainably.
Super-fast approval, just 1 minute
By promoting technology application, VPBank's "Steady Companion" allows super-fast loan approval repayment, in just 1 minute for eligible applications, helping customers quickly access the results.
This feature helps shorten the processing time of dossiers, improve access to capital and support customers to make timely business decisions when opportunities appear. The combination of digital technology strengths and flexible credit solutions also helps VPBank realize the goal of closer companionship with the business community nationwide.
Depending on the needs and conditions of customers, VPBank also provides unsecured loans and secured loans, helping business households choose financial plans suitable for each development stage.
For flexible capital supplementation needs, VPBank implements unsecured loan solutions with interest rates from only 10%/year, limits up to 2 billion VND, meeting a variety of capital use purposes. Customers can choose suitable unsecured loan products such as account overdraft or credit cards, helping to be proactive in capital sources to import goods, expand business or meet arising capital needs.
In addition, participating in the program, customers also have the opportunity to access financial management tools specifically for household businesses such as Thinh Vuong Shop, QR Shop, Soundbox speakers... Using household business accounts, VPBank also supports customers to manage cash flow more transparently through linking with eTax, helping customers automate revenue recognition, standardize cash flow data and synchronize accurate tax obligations.
The connection between payment accounts, transaction management and credit solutions helps business households optimize operating procedures, while improving access to more financial products in the future. This is also the direction VPBank is pursuing, building a comprehensive financial ecosystem for customers.
With the message "Capital arrives in time - Business speaks", the program "Accompanying steadily" demonstrates VPBank's commitment to supporting the business community to improve competitiveness and develop effectively in the new period. Through this, VPBank continues to affirm its position as a reliable financial partner, accompanying Vietnamese businesses on the path of sustainable growth.
Customers can register online on the VPBank NEO application or contact hotline 1900545415 or VPBank transaction points nationwide for appropriate solution advice.
