Latest Agribank deposit interest rates
Currently, deposit interest rates at Agribank are listed around 1.7 - 4.8%, depending on the term.
In particular, the 24-month term interest rate is listed at 4.8%. The interest rate for savings term of 12 months, 13 months, 15 months, 18 months is 4.7%.
Next are terms of 6 months, 7 months, 8 months, 9 months, 10 months and 11 months, Agribank interest rate is 3.0%.
Interest rates for 4-month, 4-month, 5-month term terms are lower at 2%. For terms of 1 month and 2 months, Agribank interest rate is at 1.7%.
For non-term savings deposits, Agribank is applying a threshold of 0.2%.
Readers can also refer to the current interest rates of banks through the latest summary table below.
Comparing the highest and lowest bank interest rates for terms of 3 months, 6 months, 12 months, and 24 months according to a survey by Lao Dong Newspaper reporter, the highest bank interest rate for a 3-month term is 4.3%. of Cake by VPBank. Meanwhile, the lowest bank interest rate for a 3-month term is 1.9% for Vietcombank and SCB. The difference between the highest and lowest interest rates for the 3-month term is quite large, up to 2.4%.
The highest bank interest rate for a 6-month term is 5.5%, belonging to Cake by VPBank. The lowest interest rate for this term is 2.9% of Vietcombank and SCB. The gap between the highest and lowest interest rates for the 6-month term is 2.6%.
For the 12-month term, PVcomBank broke through with an interest rate of 9.5%, much higher than the highest level of over 5% of some other banks. Meanwhile, SCB has the lowest interest rate for this term, at 3.7%, creating a gap of up to 5.8%.
For a 24-month term, the highest bank interest rate is 6.1% for NCB and OceanBank. The lowest interest rate is 3.9% and SCB. The difference between the highest and lowest interest rates for the 24-month term is 2.2%.
How much money will you receive if you deposit 50 million VND in Agribank savings?
Formula to calculate bank deposit interest:
Interest = Deposit x interest rate (%)/12 months x deposit term.
For example, you deposit 50 million VND in savings at Agribank on August 25, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you receive is as follows:
+ Agribank savings deposit interest for 3-month term: 250,000 VND.
+ Agribank savings deposit interest for 6-month term: 750,000 VND.
+ Agribank savings deposit interest for 9-month term: 1,125 million VND.
+ Agribank savings deposit interest for 12-month term: 2.35 million VND.
+ Agribank savings deposit interest for 24-month term: 4.8 million VND.
* Information on interest rates is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.