Latest Agribank interest rate fluctuations on January 31

Update deposit interest rates at Agribank

Vietnam Bank for Agriculture and Rural Development (Agribank) is listing interest rates around 2.2 - 4.8%/year depending on the deposit term.

Below is the table of savings interest rates for individual customers at Agribank on January 31, 2025:

How to calculate interest on deposit of 150 million VND at Agribank

Formula for calculating bank interest:

With a deposit of 150 million VND at Agribank, customers can receive the following interest:

1 month term (interest rate 2.2%/year):

Interest = 150 million VND × 2.2% / 12 × 1 month = 275,000 VND.

6-month term (interest rate 3.5%/year):

Interest = 150 million VND × 3.5% / 12 × 6 months = 2,625,000 VND.

24-month term (interest rate 4.8%/year):

Interest = 150 million VND × 4.8% / 12 × 24 months = 14,400,000 VND.

Note that the above interest amount is calculated by the interest payment method at the end of the period and is for reference only. For the most detailed and updated information, customers should contact the nearest Agribank branch directly or visit the bank's official website.

Readers can refer to the interest rates of some banks through the following table:

Interest rates are listed at high levels by many banks, from 7% to 9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a 12-13 month term when depositing money at the counter. The condition is that customers must maintain a minimum balance of VND2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. In addition, an interest rate of 6% is applied for an 18-month term.

MSB listed interest rates of 8%/year for 13-month terms and 7%/year for 12-month terms. The condition is a minimum deposit of VND500 billion from newly opened or automatically renewed savings accounts from January 1, 2018.

Dong A Bank applies an interest rate of 7.5%/year for deposits with a term of 13 months or more, with a minimum amount of VND 200 billion. A 24-month term applies an interest rate of 6.1%/year.

Bac A Bank has the highest interest rate of 6.2%/year for terms of 18-36 months, with deposits of over 1 billion VND.