Full set of current Vietcombank interest rates
According to the latest interest rate schedule, Vietcombank applies diverse savings interest rates depending on the deposit term. Specifically:
No term: 0.1%/year.
Short term (1 month, 2 months): 1.6%/year.
3 month term: 1.9%/year.
6 month and 9 month terms: 2.9%/year.
12 month term: 4.6%/year.
Long term (24 months, 36 months, 48 months, 60 months): 4.7%/year.
Online savings interest rates
Saving online via Vietcombank's digital banking application offers many conveniences. The online deposit process is quite quick, without having to go to the transaction counter, customers can deposit money anytime, anywhere via the digital banking application.
Calculate Vietcombank savings interest rate
With a deposit of 200 million VND, the amount of interest you receive will depend on the deposit term and applicable interest rate.
Although the current interest rate is somewhat lower than previous years, Vietcombank is still one of the safe and reliable options with a diverse portfolio of savings products. To optimize profits, you can:
Choose the right term: Long terms of 12 months or more have higher interest rates, up to 4.7%/year.
In addition, readers can refer to the interest rates of some other banks.
Many banks list interest rates at high levels, up to 7-9.5%. However, to receive this interest rate, special conditions must be met.
PVcomBank is currently leading in special interest rates when customers deposit money at the counter, with 9.5% for a term of 12-13 months. However, the condition to receive this interest rate is that customers must have a minimum deposit balance of VND 2,000 billion.
Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.
MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.
Dong A Bank has a deposit interest rate of 13 months or more, with the final interest rate applied to deposits of 200 billion VND or more at 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.
Bac A Bank applies an interest rate of 6%/year for a 12-month term; 6.1%/year for a 13-15 month term; 6.4%/year for a 18-36 month term. Conditions apply to deposits over 1 billion VND.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
