According to records of Lao Dong Newspaper reporters in early April 2026, the Big4 banking group including Agribank, Vietcombank and BIDV continues to maintain stable and competitive interest rates. In which, the highest savings interest rate is up to 6.5%/year. In particular, BIDV is currently the unit with the longest interest rate range when listing the highest level for the entire 36-month term.
Listed deposit interest rates of Agribank, Vietcombank, BIDV
Below is the interest rate (%/year) for individual customers depositing money at the counter, publicly listed on the system of 3 banks:
How much interest do you receive when depositing 2 billion VND in savings at Agribank, Vietcombank, BIDV?
With the method of calculating interest at the end of the term (lump-sum payment when due), the actual interest that customers receive when depositing 2 billion VND is as follows:
Thus, if you choose to deposit 2 billion VND at BIDV with a maximum term of 36 months, the total interest you receive when it comes to maturity is up to 390 million VND.
For the 24-month term, all 3 banks paid the same end-of-term interest of 260 million VND.
*Note: The above interest rate is for reference only and may change at different times. Interest is calculated based on the actual number of days and the basis for calculating interest is 365 days. The calculation table is for reference only.
