Update on BIDV savings interest rates on April 2, 2026
According to a survey by Lao Dong on April 2, 2026, BIDV lists interest rates for 1-3 weeks at 0.5%/year. Savings interest rates for individual customers with terms of 1-5 months are 4.75%/year. Savings interest rates at BIDV for terms from 6-11 months are 5.8%/year. Customers depositing money for 12-18 months receive an interest rate of 5.9%/year. Customers depositing money for 24-36 months receive an interest rate of 6.5%/year.
How do you receive interest when depositing savings at BIDV?
Formula for calculating interest when depositing bank savings, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 500 million VND in BIDV, with a term of 36 months and enjoying an interest rate of 6.5%/year, the interest received is as follows:
500 million VND x 6.5%/12 months x 36 months = 97.5 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
