Compare the highest listed interest rates at Agribank, Vietcombank, BIDV
According to records of Lao Dong Newspaper reporters on March 31, 2026, Agribank, Vietcombank, BIDV are fiercely pursuing deposit interest rates. In particular, besides listed interest rates, banks also launch preferential packages plus interest rates to attract cash flow.
Currently, all 3 "big players" have adjusted their interest rates to a high competitive threshold. Specifically, the highest interest rate for a 24-month term is as follows:
Interest rate Agribank: 6.5%/year
In addition, Agribank also has a program to add savings interest rates up to 2.0% according to the "Golden Birthday" program.
Vietcombank interest rate: 6.5%/year.
BIDV interest rate: 6.5%/year.
For short terms from 1-5 months, the online interest rate of this group has also approached the ceiling of 4.75%/year.
Details of savings interest rates of Agribank, Vietcombank, BIDV:
Deposit 1 billion VND, how much interest will you receive?
To calculate interest for a deposit of 1 billion VND, customers apply the formula:
Interest = Deposit amount x Interest rate (%/year) x Number of deposit days / 365.
Below is a detailed calculation table of the actual interest customers receive when depositing 1 billion VND at key terms of 3 banks:
Although the listed interest rates at the counter are quite similar, customers should prioritize online deposits or participate in lucky savings programs to enjoy higher actual interest rates.
Interest rate schedules may change by region and time. Readers should contact bank branches directly to be updated with the latest preferential policies.
