Agribank, VietinBank, Vietcombank and BIDV highest interest rates

Khương Duy |

Below are details of savings interest rates at Agribank, Vietcombank, VietinBank and BIDV on February 5.

Latest interest rates of Agribank, VietinBank, Vietcombank and BIDV

According to Lao Dong reporters' records with 4 banks Vietcombank, Agribank, VietinBank and BIDV on February 5, 2025, the mobilization interest rate table is currently listed around the threshold of 1.9-4.8%/year.

Of these, Agribank and VietinBank have the highest interest rates (4.8% for terms over 24 months). BIDV's interest rates currently range from 2-4.7%/year, while Vietcombank's interest rates range from 1.9-4.7%/year.

Below are the latest Big 4 interest rate details:

Bang lai suat ngan hang nhom Big 4 ngay 24.1.2025. Bang: Khuong Duy
Interest rate table of Big 4 banks on February 5, 2025. Table: Khuong Duy
So sanh lai suat nhom Big 4. Don vi tinh: %/nam. Bieu do: Khuong Duy
Compare interest rates of Big 4 group. Unit: %/year. Chart: Khuong Duy

Below is a detailed update of interest rates of banks in the Big 4 group:

Cap nhat bieu lai suat cua Vietcombank ngay 8.8.2024.
Update Vietcombank's interest rate table on February 5, 2025.
Cap nhat bieu lai suat cua BIDV ngay 1.1.2025.
Updated BIDV interest rate table on February 5, 2025.
Cap nhat bieu lai suat cua VietinBank ngay 21.1.2025.
Update VietinBank's interest rate table on February 5, 2025.
Cap nhat bieu lai suat cua Agribank ngay 20.1.2025.
Update Agribank interest rate table on February 5, 2025.

How much interest do you get if you save 100 million VND at Big 4?

To calculate interest on savings deposits at the bank, you can apply the formula:

Interest = deposit x interest rate %/12 x number of months of deposit

For example, if you deposit 100 million VND for a 24-month term at Bank A with an interest rate of 4.7%/year, you can receive: 100 million VND x 4.7%/12 x 24 = 9.4 million VND.

With the same amount and term above, if you save at Bank B with an interest rate of 4.8%, the interest you receive will be: 100 million VND x 4.8%/12 x 24 = 9.6 million VND.

In addition, readers can refer to interest rates of some other banks through the following table:

Bieu lai suat mot so ngan hang ngay 3.2.2025. Bang: Ha Vy
Interest rate table of some banks on February 5, 2025. Table: Ha Vy

The highest interest rate for a 12-month term is up to 7-9%, but to enjoy this interest rate, customers must meet special conditions.

PVcomBank leads with a special interest rate of 9%/year for a 12-13 month term when depositing money at the counter. The condition is that customers must maintain a minimum balance of VND2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion. The 18-month term applies an interest rate of 6%.

MSB listed interest rates of 8%/year for 13-month terms and 7%/year for 12-month terms. The condition is a minimum deposit of VND500 billion from newly opened or automatically renewed savings accounts from January 1, 2018.

Dong A Bank applies an interest rate of 7.5%/year for deposits with a term of 13 months or more, with a minimum amount of VND 200 billion. A 24-month term applies an interest rate of 6.1%/year.

Bac A Bank has the highest interest rate of 6.2%/year for terms of 18-36 months, with deposits of over 1 billion VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Khương Duy
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