Bank appears with interest rate of more than 7.6% when depositing for 12 months

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on February 3, 12-month savings interest rates in the banking system fluctuate around 4.4 - 9%.

PVcomBank's interest rate is currently the highest in the market, up to 9% for a 12-month term with a minimum deposit of VND2,000 billion, however customers must meet special conditions.

Under normal conditions, PVcomBank lists the highest 12-month interest rate at 5.1% when customers deposit money online and 4.8% when depositing money at the counter.

Bieu lai suat tiet kiem truyen thong PVcomBank. Anh: PVcomBank
PVcomBank's traditional savings interest rate table. Photo: PVcomBank
Bieu lai suat tiet kiem online PVcomBank. Anh: PVcomBank
PVcomBank online savings interest rate table. Photo: PVcomBank

Following is HDBank with an interest rate of 7.7% for a 12-month term, with a minimum balance of VND500 billion. Under normal conditions, HDBank lists the highest 12-month interest rate at 5.6% when customers deposit money online and 5.5% when depositing money at the counter.

Bieu lai suat tiet kiem tai quay HDBank. Anh: HDBank
Savings interest rates at HDBank counter. Photo: HDBank
Bieu lai suat tiet kiem online HDBank. Anh: HDBank
HDBank online savings interest rate table. Photo: HDBank

The top banks with the highest interest rates for 12-month terms under normal conditions include: KienlongBank, GPBank, Cake by VPBank, CBBank...

Kienlongbank is listing the highest interest rate for a 12-month term at 6.1% when individual customers deposit money online. Currently, the highest interest rate listed by this bank is 6.4%/year when customers deposit money for 60 months.

Bieu lai suat tiet kiem dien tu ngan hang KienlongBank. Anh: KienlongBank
KienlongBank's electronic savings interest rate table. Photo: KienlongBank

GPBank is listing the highest 12-month interest rate at 6.05%/year for customers making electronic savings deposits. Currently, the highest interest rate listed by this bank is 6.15% for terms of 13 - 36 months.

Bieu lai suat tiet kiem dien tu ngan hang GPBank. Anh: GPBank
GPBank electronic savings interest rate table. Photo: GPBank

Cake by VPBank is listing the highest interest rate for a 12-month term at 6%/year when customers receive interest at the end of the term. For other terms, Cake by VPBank lists interest rates from 4.28 - 6.3%/year.

Bieu lai suat tiet kiem Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank savings interest rate table. Photo: Cake by VPBank

CBBank is listing the highest 12-month interest rate at 6% when customers deposit money online. This bank is listing interest rates ranging from 4.1-6%/year.

Bieu lai suat tiet kiem CBBank. Anh: CBBank
CBBank savings interest rate table. Photo: CBBank

How much interest do you receive if you save 1 billion VND for 12 months?

You can refer to the interest calculation method to know how much interest you will receive after saving. To calculate interest, you can apply the formula:

Interest = deposit x interest rate %/12 x number of months of deposit

For example, you deposit 1 billion VND in Bank A, for a term of 12 months and enjoy an interest rate of 6.1%/year, the interest received is as follows:

1 billion x 6.1%/12 x 12 = 61 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more information about interest rates HERE.

Thạch Lam
TIN LIÊN QUAN

3 banks with the highest interest rates for 6-month savings

|

According to a survey by Lao Dong Newspaper reporters on February 1 with nearly 30 banks in the system, the 6-month savings interest rate is fluctuating from 3 - 5.9%/year.

Interest rates of Agribank, BIDV, Vietcombank, VietinBank 1.2.2025

|

According to a survey by Lao Dong Newspaper reporters, the interest rates of Agribank, BIDV, VietinBank and Vietcombank on February 1, 2025 were listed around 1.6-5.1%/year.

BIDV interest rate today, deposit 200 million VND and receive 30.6 million

|

According to a survey by Lao Dong reporter on February 1, BIDV applies a savings interest rate range for individual customers in the range of 0.1 - 5.1%/year.

Young people with the dream of settling down in the cycle of house loan interest rates

|

With the end of fixed interest rate incentives, young people are worried about burdening with fluctuating debts, and owning their first home becomes even more difficult.

Election and appointment of personnel in Hanoi, Hai Phong, Dong Nai, Dak Lak

|

Hanoi, Hai Phong, Thanh Hoa, Dong Nai, Dak Lak... have just implemented decisions to elect, approve, and appoint personnel last week (July 7, 12-).

Gaza peace negotiations fall into a deadlock

|

The long-standing deadlock between demands for withdrawing troops from Gaza and returning hostages has left the negotiation process between Israel and Hamas in a deadlock.

Resolutely handle 11 illegal projects in Khanh Hoa in 2025

|

Khanh Hoa - According to the draft Resolution on double-digit economic growth targets, the Provincial Party Committee aims to complete the final handling of 11 illegal projects in 2025.

3 banks with the highest interest rates for 6-month savings

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters on February 1 with nearly 30 banks in the system, the 6-month savings interest rate is fluctuating from 3 - 5.9%/year.

Interest rates of Agribank, BIDV, Vietcombank, VietinBank 1.2.2025

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters, the interest rates of Agribank, BIDV, VietinBank and Vietcombank on February 1, 2025 were listed around 1.6-5.1%/year.

BIDV interest rate today, deposit 200 million VND and receive 30.6 million

Thạch Lam |

According to a survey by Lao Dong reporter on February 1, BIDV applies a savings interest rate range for individual customers in the range of 0.1 - 5.1%/year.