Update on BIDV savings interest rates on February 10, 2026
According to Lao Dong's survey, BIDV is listing savings interest rates for individual customers with terms of 1, 2 months at 3%/year. For terms of 3-5 months, BIDV lists interest rates at 3.4%/year.
Savings interest rates at BIDV for terms from 6-11 months are at 4.5%/year. Customers depositing for 12 months receive an interest rate of 5.2%/year; from 13-36 months receive the highest interest rate at 5.3%/year.
How do you receive interest when depositing savings at BIDV?
Formula for calculating interest when depositing bank savings, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 300 million VND into BIDV, with a term of 36 months and enjoying an interest rate of 5.3%/year, the interest received is as follows:
300 million VND x 5.3%/12 months x 36 months = 47.7 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
