BIDV interest rate, deposit 200 million VND, profit nearly 20 million VND

Thạch Lam |

According to a survey by Lao Dong on April 2, BIDV applies a savings interest rate range for individual customers in the range of 0.1 - 4.9%/year.

BIDV savings interest rates today

At the counter for individual customers depositing for 1 and 2 months, BIDV lists the interest rate at 2%/year. For 3 - 5 month terms, BIDV lists interest rates at 2.3%/year.

Savings interest rate at BIDV for terms from 6 - 11 months is 3.3%/year. Customers depositing for 12 - 18 months receive the highest interest rate at 4.7%/year; from 24 - 36 months receive the highest interest rate at 4.9%/year.

Bieu lai suat tiet kiem BIDV ngay 2.4.2025. Anh: BIDV
BIDV savings interest rate table on April 2, 2025. Photo: BIDV

How much interest do you receive for savings deposits at BIDV?

You can refer to the interest calculation method to know how much interest you will receive after making a savings deposit. The formula for calculating interest is as follows:

Interest = Deposit x deposit interest rate %/12 x number of months deposited.

For example, if you deposit 100 million VND in BIDV Bank for a term of 36 months and enjoy an interest rate of 4.9%/year, the interest received is as follows:

100 million VND x 4.9%/12 months x 36 months = 14.7 million VND.

For example, you deposit 200 million VND in BIDV Bank, term 24 months and enjoy interest rate 4.9%/year, the interest received is as follows:

200 million VND x 4.9%/12 months x 24 months = 19.6 million VND.

For example, if you deposit 500 million VND in BIDV Bank for a term of 36 months and enjoy an interest rate of 4.9%/year, the interest received is as follows:

500 million VND x 4.9%/12 months x 36 months = 73.5 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles on interest rates HERE.

Thạch Lam
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