Update on BIDV savings interest rates on July 2, 2026
According to a survey by Lao Dong on July 2, 2026, BIDV lists savings interest rates for individual customers with terms of 1-2 months at 2.1%/year.
Savings interest rates at BIDV for terms from 3-5 months are at 2.4%/year.
Savings interest rates at BIDV for terms from 6-9 months are at 3.5%/year.
Customers depositing money for 12-18 months receive an interest rate of 5.9%/year.
Customers depositing money for 24-36 months receive an interest rate of 6%/year.
How do you receive interest when depositing savings at BIDV?
Formula for calculating interest when depositing bank savings, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 600 million VND in BIDV, with a term of 24 months and enjoying an interest rate of 6%/year, the interest received is as follows:
600 million VND x 6%/12 months x 24 months = 72 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
