Update on BIDV savings interest rates on March 23, 2026
According to a survey by Lao Dong on March 23, 2026, BIDV lists interest rates for 1-3 weeks at 0.5%/year. Savings interest rates for individual customers with terms of 1-5 months are 4.75%/year. Savings interest rates at BIDV for terms of 6-11 months are 5.8%/year. Customers depositing money for 12-36 months receive interest rates at 5.9%/year.
Previously, BIDV listed savings interest rates for individual customers with terms of 1, 2 months at 3%/year. For terms of 3-5 months, BIDV listed interest rates at 3.4%/year. Savings interest rates at BIDV for terms from 6-11 months are at 4.5%/year. Customers depositing money for 12 months receive interest rates at 5.2%/year; from 13-36 months receive the highest interest rate at 5.3%/year.


How do you receive interest when depositing savings at BIDV?
Formula for calculating interest when depositing bank savings, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 100 million VND in BIDV, with a term of 36 months and enjoying an interest rate of 5.9%/year, the interest received is as follows:
100 million VND x 5.9%/12 months x 36 months = 17.7 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.