Latest updated deposit interest rates at Agribank
According to a survey on November 27, 2024, Agribank has adjusted interest rates, listing the highest rate at 4.8%/year (24-month term).
Specific interest rates are as follows:
24-month term: 4.8%/year (highest).
Term 12-18 months: 4.7%/year.
Term 6-11 months: 3.5%/year.
Term 1-5 months: 2.2%-2.5%/year.
No term: 0.2%/year.
Readers can also refer to current bank interest rates in the table below:
Many banks list interest rates at high levels, up to 7-9.5%. However, to receive this interest rate, special conditions must be met.
PVcomBank is currently leading in special interest rates when customers deposit money at the counter, with 9.5% for a term of 12-13 months. However, the condition to receive this interest rate is that customers must have a minimum deposit balance of VND 2,000 billion.
Next is HDBank with a particularly high interest rate, up to 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.
MSB applies interest rates for deposits at the counter up to 8%/year for a 13-month term and 7% for a 12-month term. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.
Dong A Bank has a deposit interest rate of 13 months or more, with the final interest rate applied to deposits of 200 billion VND or more at 7.5%/year. This bank also applies an interest rate of 6.1% for a 24-month term.
Bac A Bank applies an interest rate of 6.35% for a 24-month term, applicable to deposits over 1 billion VND. In addition, an interest rate of over 6%/year is also being listed by some banks for long-term deposits but without a minimum deposit requirement.
Deposit 150 million in Agribank savings, how much money will you receive?
Formula for calculating bank interest:
Interest = Deposit x interest rate (%)/12 months x deposit term
Example of calculating interest on deposit of 150 million VND at Agribank:
* Note: The above interest rates may change depending on Agribank's policies at each time. Readers can contact the nearest Agribank branch for specific advice.
