HDBank is listing with an interest rate of 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion.
Under normal conditions, HDBank lists the highest 12-month interest rate at 5.6% when customers deposit money online and 5.5% when depositing money at the counter.
How much interest do you receive if you deposit 1 billion VND at HDBank?
The savings interest rate at HDBank is different depending on the term. According to March 23, 2025, HDBank applies the highest interest rate of 6.1%/year for a 36-month term and 5.6%/year for a 12-month term. If they deposit 1 billion VND, customers will receive different amounts of interest depending on the term.
12-month term:
Interest amount = 1 billion VND × 5.6% = 56 million VND
Total amount after 1 year: 1.056 billion VND
36-month term (highest):
Interest amount per year = 1 billion VND × 6.1% = 61 million VND
Total interest after 3 years = 183 million VND
Total interest principal after 3 years: 1.183 billion VND
The interest received at the end of the term will be as follows:
Notes when depositing savings
Interest rates may change from time to time, customers should update directly from the bank.
Choose the right term to avoid losing interest when withdrawing ahead of schedule.
If you deposit online, there may be a higher interest rate.
Customers can contact HDBank or visit the official website to update the latest interest rate.
Readers can refer to more information about HDBank interest rates HERE.
