Which bank has the highest 12-month term interest rate?
Currently, Eximbank is the bank listing the highest 12-month savings interest rate, reaching 6.5%/year. Next were HDBank, MBV, DongA Bank, all listed at 6.1%/year.
List of banks listing 12-month interest rates from 6%/year or more:
Eximbank: 6.5%/year.
HDBank, MBV, DongA Bank: 6.1%/year.
KienlongBank: 6.1%/year.
BVBank, GPBank, Viet A Bank: 6.05%/year.
VCBNeo: 6%/year.
In addition, Indovina Bank is also maintaining an interest rate of nearly 6%, currently listed at 5.95%/year.
12-month term interest rate at other banks
5.8%/year: BaoVietBank, DongA Bank, MBV, Saigonbank, VietBank.
5.7% - 5.6%/year: NCB (5.7%), Bac A Bank, Eximbank, HDBank, Nam A Bank (5.6%).
5.5% - 5.2%/year: LPBank, PGBank, SHB, VPBank (5.5%), Sacombank (5.4%), OCB (5.3%), TPBank (5.2%).
Below 5%/year: ACB (4.9%), Techcombank (4.85%).
Big 4 Group (Vietcombank, VietinBank, BIDV, Agribank): 4.7%/year.
SCB lowest: 3.7%/year.
Interest rate trends in the coming time
Although no bank has adjusted interest rates today, high interest rates are still maintained stably. Experts predict that in the first quarter of 2025, interest rates may have few strong fluctuations because monetary policy is still being kept stable.
Investors can consider terms from 12 - 24 months to take advantage of the best interest rate today. For customers with large deposits, special interest rate programs are still applied, at a rate of up to 7 - 9%/year, but with conditions on minimum balance.
