According to a survey by Lao Dong Newspaper with nearly 30 banks, Cake by VPBank is listing 6-month term interest rates at a normal rate of 7.2%/year when customers receive interest at the end of the term. Customers receiving interest at the beginning of the term, monthly and quarterly will receive interest rates of 6.78%, 7.02% and 7.09%/year respectively.
Cake by VPBank is offering an additional 2% interest rate for customers depositing money for the first time at CAKE BANK from 100,000 VND (application period from September 1, 2026 - September 30, 2026). Plus this preferential interest rate, customers depositing money for a 6-month term can receive an interest rate of up to 9.2%.
BAC A BANK lists the highest interest rate for a 6-month term at 7.05%/year. BAC A BANK lists the highest interest rate at 7.1% when customers deposit money for a 12-month term.
VCBNeo is listing the highest interest rate for a 6-month term at 7%/year when customers deposit money online.
PGBank is listing the highest interest rate for a 6-month term at 6.9%/year when customers deposit money online.
How to receive interest when depositing for 6 months?
Formula for calculating 6-month savings deposit interest at bank:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited
Deposit 70 million VND into Bank A, with an interest rate of 9.2% for a 6-month term. The interest you receive is estimated to be:
70 million VND x 9.2%/12 x 6 months = 3.22 million VND.
Before depositing savings, readers should compare savings interest rates between banks, interest rates between terms to enjoy the highest interest.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
