BIDV savings interest rate, deposit 200 million VND and pocket nearly 30 million VND

Thạch Lam |

According to a survey by Lao Dong on April 30, BIDV applies a savings interest rate range for individual customers in the range of 0.1 - 4.9%/year.

Update BIDV savings interest rates

According to a survey by Lao Dong, BIDV is listing savings interest rates for individual customers with 1 and 2 month terms at 2%/year. For 3 - 5 month terms, BIDV lists interest rates at 2.3%/year.

Savings interest rate at BIDV for terms from 6 - 11 months is 3.3%/year. Customers depositing for 12 - 18 months receive the highest interest rate at 4.7%/year; from 24 - 36 months receive the highest interest rate at 4.9%/year.

Anh: BIDV
BIDV savings interest rate table on April 30, 2025. Photo: BIDV

How much money do you receive if you deposit savings at BIDV?

You can refer to the interest calculation method to know how much interest you will receive after making a savings deposit. The formula for calculating interest is as follows:

Interest = Deposit x deposit interest rate %/12 x number of months deposited

People deposit 100 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

100 million VND x 4.9%/12 months x 36 months = 14.7 million VND.

People deposit 200 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

200 million VND x 4.9%/12 months x 36 months = 29.4 million VND.

People deposit 300 million VND in BIDV, term 36 months and enjoy interest rate 4.9%/year, the interest received is as follows:

300 million VND x 4.9%/12 months x 36 months = 44.1 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles on interest rates HERE.

Thạch Lam
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