Savings interest rate at counter
Both banks offer competitive interest rates to suit the diverse needs of customers. Below is a detailed comparison table of interest rates at the counter according to terms:
Note, PVcomBank applies an interest rate of 9.5%/year for deposits of VND 2,000 billion or more, applicable for terms of 12 and 13 months.
ABBANK maintains high interest rates, especially in short terms from 6 to 13 months.
Online savings interest rates
Online savings interest rates are often higher than counter interest rates, helping customers benefit more when transacting through digital banking platforms.
PVcomBank's online interest rates are up to 1.2%/year higher than those at the counter for some terms. ABBANK also provides online savings services with interest rates equivalent to or higher than those at the counter.
In general, PVcomBank has higher interest rates for long terms when depositing online. Preferential interest rate policy for large deposits (from 2,000 billion VND or more).
Meanwhile, ABBANK lists attractive interest rates for short and medium terms, especially at the counter, suitable for customers depositing money at normal levels.
Customers should consider their personal financial needs and transaction methods to choose the right bank. If high interest rates are a priority for large deposits or online transactions, PVcomBank is the optimal choice. On the contrary, if you are interested in short terms with stable interest rates, ABBANK will be the right choice.
Interest calculation
For example, you have 100 million in savings at PVcomBank and ABBANK, the amount received is as follows:
When depositing money at the counter, with a deposit of 100 million VND, ABBANK often brings higher interest than PVcomBank in most terms.
With a deposit of 100 million VND in the form of online savings, PVcomBank often brings higher interest rates than ABBANK in most terms.
* Note: The above interest rates may change depending on the policies of the banks at each time. Readers can contact the nearest PVcomBank or ABBANK branch for specific advice.