March 2, 2026, Vietcombank applies deposit interest rates for individual customers in the range of 0.1-6.8%/year.
Vietcombank lists interest rates for individual customers when depositing savings for 7-14 days to receive an interest rate of 0.2%. For customers depositing savings for terms of 1 and 2 months, Vietcombank lists interest rates at 2.1%/year. For terms of 3 months, Vietcombank lists interest rates at 2.4%/year.
Customers depositing money for terms from 6-9 months receive an interest rate of 3.5%/year. Customers depositing money from 12 months receive an interest rate of 5.2%. Customers depositing money from 24-60 months receive the highest interest rate of 5.3%.
Customers who deposit money on demand will receive an interest rate of 0.1%/year.
In addition, from February 23, 2026 (7th day of Tet) to March 18, 2026, Vietnam Foreign Trade Joint Stock Commercial Bank (Vietcombank) is implementing a preferential program for savings depositors with the message "Lì xì lãi suất, khai xuân lộc phát", to encourage customers to proactively manage cash flow at the beginning of the year and increase sustainable yields.
During the program period, customers depositing savings at Vietcombank will receive an additional 0.2%/year compared to the current interest rate schedule, with the highest interest rate for Diamond and Elite Diamond Customers up to 6.8%/year. To enjoy interest rates, customers must meet specific conditions when depositing money traditionally or online.
You can refer to how to calculate interest to know how much interest you receive after depositing savings. The interest calculation formula is as follows:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited.
For example, if you deposit 500 million VND into Vietcombank, for a term of 36 months and enjoy an interest rate of 5.3%/year, the interest received is as follows:
500 million VND x 5.3%/12 months x 36 months = 79.5 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
