One-time social insurance benefit level from July 2025

The Lao Dong Newspaper Legal Consulting Office replied:

Clause 3, Article 70 of the Law on Social Insurance 2024 (effective from July 1, 2025) stipulates that the one-time social insurance benefit level is calculated based on the number of years of contributions and the basis for social insurance contributions, but does not include the amount of state budget support for voluntary social insurance contributions, which is calculated for each year as follows:

a) equal to 1.5 months of the average monthly salary for social insurance contributions for the year of contributions before 2014.

In case there is a period of social insurance payment before and after 2014 but the period of payment before 2014 has odd months, those odd months will be transferred to the period of social insurance payment from 2014 onwards to calculate the one-time social insurance benefit level;

b) equal to 02 months of average monthly salary for social insurance contributions for the year of contributions from 2014 onwards;

c) In case the social insurance payment period is less than one year, the benefit level is equal to the amount paid but not exceeding 02 months of the average monthly salary for social insurance payment.

Thus, from July 1, 2025, the one-time social insurance benefit level will be calculated as above.