Sending a question through the Government Electronic Information Portal, reader T.H.D said: "I have paid social insurance for 14 years and 8 months, and have quit my job since August 2024. Due to being busy with family matters, I did not go to the agency to hand over the work. Since September 2024, I have quit my job without a salary.
Can I receive one-time social insurance? Is there a pension? ".
Regarding this issue, Thanh Hoa Provincial Social Insurance responded as follows:
Regarding the one-time social insurance regime, based on the provisions of Clause 1 and Clause 2, Article 70 of the Social Insurance Law No. 41/2024/QH15, employees who have stopped participating in social insurance but have applied for one-time social insurance benefits will be entitled to one-time social insurance benefits.
However, since September 2024, Mr. D has quit his job without salary (not yet terminated his labor contract), so Mr. D has not ensured according to the provisions of Clause 1 and Clause 2, Article 70 of the Social Insurance Law No. 41/2024/QH15, so his one-time social insurance has not been settled.
I suggest that you contact the employer to complete the procedures for terminating the labor contract. After stopping participating in social insurance and if required, the social insurance agency will consider resolving the regime according to regulations.
Regarding the pension regime, because Mr. D has only paid social insurance for 14 years and 8 months (not yet paid social insurance for 15 years as prescribed in Clause 1 and Clause 2, Article 64 of the Social Insurance Law No. 41/2024/QH15), Mr. D is not eligible for pension.
When Mr. D meets the conditions for 15 years of social insurance contributions and reaches the prescribed retirement age, he will receive a pension.
