According to Vietnam Social Security, it is estimated that in 2025, the entire Vietnam Social Security system will solve the problem for 186,119 people receiving pensions and monthly social insurance allowances; 1,044,016 people receiving one-time social insurance regimes (of which the number of people receiving one-time social insurance decreased by 26.15% compared to the previous year); 9,098,537 people receiving sickness, maternity, health recovery regimes.
Implementing the receipt of 759,198 decisions to receive unemployment benefits and 14,184 decisions to receive vocational training support to be paid. The number of health insurance examination and treatment visits is 195.5 million visits, an increase of more than 6.5% compared to 2024, with health insurance examination and treatment costs proposed to be paid about 161,628 billion VND, an increase of 14.3% compared to the same period in 2024...
Among the millions of people currently receiving pensions and social allowances, there are many subjects eligible for monthly social insurance allowances.
Monthly allowances are policies to support employees who have participated in social insurance but have not paid enough years to receive pensions. Monthly allowances help them have a stable income at a minimum level when they are no longer able to work.
According to Article 23 of the Social Insurance Law of 2024, people receiving monthly allowances who are Vietnamese citizens meet the following conditions:
First, they have reached retirement age from July 1, 2025, specifically: male workers are 61 years and 3 months old, female workers are 56 years and 8 months old.
Second, having paid social insurance for a period but not meeting the conditions for enjoying a pension according to regulations.
Third, not yet old enough to receive social pension benefits as prescribed.
Fourth, employees who do not choose to enjoy one-time social insurance and do not preserve the paid period and have requests are entitled to monthly allowances from the social insurance contributions that the employee has participated in.
People receiving monthly allowances are covered by health insurance by the State.
Based on Clause 6, Article 23 of the Social Insurance Law of 2024, people who are receiving monthly allowances are paid health insurance by the State budget. Accordingly, people who receive allowances do not have to pay health insurance themselves and still have health insurance cards to use in medical examination and treatment according to their rights and benefit levels when unfortunately sick or ill.
This regulation ensures intercommunication and unity between social insurance and health insurance policies, helping social insurance participants continue to receive health care in the period when they are not eligible for pensions, limiting financial risks for medical examination and treatment in the context of increasing medical costs.
Dossier and deadline for settlement of monthly allowance benefits
According to Article 24 of the Social Insurance Law of 2024, dossiers requesting monthly allowances include:
SOCIAL INSURANCE BOOK;
Document requesting monthly allowance according to the prescribed form.
Within 05 working days from the date of receiving sufficient valid dossiers, the social insurance agency is responsible for resolving dossiers for employees. In case of non-resolution, the social insurance agency must respond in writing and clearly state the reasons.
Employees need to carefully review information about the time and level of social insurance contributions in the social insurance book to ensure that the dossier is accurate and complete, avoiding arising adjustments or supplements that prolong the resolution time.
