Every month, the social insurance agency and the postal system organize the payment of pensions and social insurance allowances to millions of beneficiaries nationwide.
However, many cases come on time but have not yet received the money, causing anxiety and waiting. People need to continuously update and proactively grasp information related to the April 2026 pension and social insurance allowance payment schedule in their area.
Payment schedules are implemented in each form
According to current regulations, the payment of pensions and social insurance allowances is carried out through 2 main forms: receiving through personal accounts and receiving cash.
Payment through personal accounts: Organize monthly pension and social insurance allowance payments through personal accounts at regional social insurance. No later than the 5th of every month, the Department of Planning and Finance transfers money to personal accounts for beneficiaries.
Fixed payment: From April 2, 2026 to the end of April 10, 2026, organize payment for at least 6 hours/day at all payment points; Only end payment before the 10th for points that have paid off the number of beneficiaries according to the list transferred by the social insurance agency.
Payment at transaction points of payment service organizations: From the 11th of the month, continue to pay pensions at payment points that are transaction points of payment service organizations until the end of the 25th of the month.
According to actual records in many localities, recipients through accounts are usually transferred money from the beginning of the month (around March 1st of each month).
Cash recipients will be paid through the postal system from after the 2nd to around the 10th, then continue to pay at transaction points until the end of the month.
Notably, the specific payment schedule in each locality is agreed upon by the Social Insurance agency and the post office and notified in advance to the beneficiaries.
Request for "correct - sufficient - timely" payment
According to the requirements of the Vietnam Social Security agency, the payment of pensions and allowances must be fully, promptly, to the right beneficiaries and in the correct amount.
The postal system – the unit assigned to organize payment – is responsible for:
Implement payment according to the list provided by the social insurance agency
Ensure the right time and place
Do not allow errors or loss of payment money to occur
In addition, in case beneficiaries are old and weak, unable to travel, the paying agency may organize payment at home according to regulations.
5 common reasons why people are slow to receive pensions
Although there is a specific schedule, in reality there are still many cases of receiving money late due to the following reasons:
1. Wrong or change of account information
One of the most common reasons is incorrectly entering the bank account number or not updating it when changing.
2. Not yet completed procedures for receiving money
Cash recipients need to bring: Payment card; Personal papers; Power of attorney (if received on behalf).
Lack of paperwork can delay payment.
3. Receiving incorrect time by region
The payment schedule is usually divided according to residential groups/communes/wards, not everyone receives it on the same day.
4. Coinciding with holidays
If the payment schedule falls on the weekend or holiday, the payment may be postponed to the next working day.
5. It is not yet the payment turn or the list has not been updated
In some cases, the payment list is updated in installments, causing the receipt of money to be delayed than expected.
What do people need to do to receive money on time?
To avoid the situation of late pension receipt, the social insurance agency recommends that beneficiaries:
Carefully check bank account information
Track specific payment schedules locally
Bring all papers when receiving cash
Proactively contact the regional Social Insurance agency or the post office if you have not received the money after the prescribed time.
In particular, people should consider switching to receiving through bank accounts, helping money to be transferred quickly, limiting dependence on direct payment schedules.
Previously, Vietnam Social Security had organized the combined payment of two months of pensions and social insurance allowances for February and March 2026 in the same payment period of February 2026 fully and promptly to beneficiaries, ensuring the rights of beneficiaries to feel secure in welcoming Tet.
The report of Vietnam Social Security shows that this payment has been synchronously deployed by the entire system and completed payment for about 3.55 million people receiving monthly pensions and social insurance allowances with a total amount of 44,730 billion VND, ensuring full, timely, quick, convenient and safe according to regulations.
Flexible payment methods include: Payment at the payment point or payment at home for the elderly, sick, and inability to travel, contributing to ensuring that no one is left out of legitimate social security benefits.