Taking advantage of her acquaintances, Ngo Thi Ai Vy gave false information asking to borrow money from an acquaintance to pay off a bank loan. However, Vy used the money to pay off a previous loan for someone else. To conceal her actions, the subject forged a debt collection message from the bank to the victim, but the incident was eventually exposed.
On the afternoon of October 29, the Investigation Police Agency, Da Nang Police issued a decision to prosecute and temporarily detain Ngo Thi Ai Vy.
The investigation results determined that on July 21, 2023, Vy contacted Ms. Anh (residing in Da Nang) and lied that Roma Ceramics Company, owned by Vy and her husband, needed money to pay off an invoice loan at a bank in the city, so she needed to borrow 900 million VND from Ms. Anh. Ms. Anh then asked someone else to transfer 900 million VND to Roma Ceramics Company's account. To make sure, Vy and her husband wrote a loan paper for Ms. Anh, agreeing on an interest rate of 0.27%/day, equivalent to 8.1%/month, and promised to pay Ms. Anh all the money by July 24, 2023. Because it was Friday afternoon and after working hours, the bank promised to complete the loan settlement documents on Monday.
After Ms. Anh's money was transferred to Roma Company's account, on July 21, 2023, Vy transferred all of this money to her account at another bank, then transferred it to pay off the debt to Ms. N.T.M (residing in Hoi An, Quang Nam) of more than 1 billion VND. Vy had previously borrowed this money from Ms. M with the reason of paying off the bank loan, but in fact, when the bank disbursed the money through Roma Company, Vy spent it and paid off her personal debt, leading to her inability to pay. Because Ms. M. asked for money many times, when she had Ms. Anh's 900 million VND, Vy added more than 100 million VND to pay off the debt to Ms. M.
As for Ms. Anh, at around 5:00 p.m. on July 21, she contacted Vy to ask whether Roma Company had transferred money to the bank to collect the debt. Afraid of being exposed for embezzling the above amount of money, Vy faked a message from the bank to collect the debt at 5:18 p.m. on the same day with the content "-900,000,000 VND collected from the contract LD 23011003xx) and sent it via Zalo to make Ms. Anh trust her.
On July 24, 2023, because Vy had not paid, Ms. Anh went to the bank to ask about the maturity of Roma Company, then the matter was revealed. When contacting Vy to ask, Vy and her husband admitted and promised to find money to pay back later. However, from that time until now, Vy has not paid Ms. Anh any money.
Based on the collected records and documents, the Investigation Police Agency of Da Nang City Police has sufficient grounds to prosecute and temporarily detain Ngo Thi Ai Vy to continue investigating and clarifying the act of fraud and property appropriation.
In another related development, according to the Investigation Agency, before committing the act of fraud and appropriating 900 million VND from Ms. Anh, Vy and her husband also borrowed from many other people with a total amount of about 14.2 billion VND. The Investigation Police Agency of Da Nang City Police informs anyone who is a victim or someone related to the fraud and appropriation of property of Ngo Thi Ai Vy to contact the Office of the Investigation Police Agency, No. 47 Ly Tu Trong, Da Nang or through Investigator Tran Hoang Anh, phone number 0948.999.159 to provide information.
