Can near-poor households in urban areas buy social housing?
According to Clause 4, Article 76 of the Housing Law 2023, the beneficiaries of social housing support policies include: Poor and near-poor households in urban areas.
Accordingly, poor and near-poor households in urban areas are beneficiaries of social housing support policies. And this group will be supported to resolve the sale, lease-purchase, and lease-purchase of social housing according to Clause 1, Article 77 of the Housing Law 2023.
Conditions for income to buy social housing for near-poor households in urban areas
According to Clause 1, Article 78 of the 2023 Housing Law, the lawsuit to enjoy social housing support policies is regulated as follows:
1. Subjects specified in Clauses 1, 4, 5, 6, 7, 8, 9 and 10, Article 76 of this Law who buy or rent social housing must meet the following conditions:
a) Housing conditions: subjects specified in Clauses 1, 4, 5, 6, 7, 8, 9 and 10, Article 76 of this Law to be able to buy or rent social housing must not have a house of their own in the province or centrally run city where there is a social housing construction investment project, have not been able to buy or rent social housing, and have not enjoyed any form of housing support policies in the province or centrally run city where there is a social housing construction investment project or have a house of their own in the province or centrally run city where there is a social housing project but the average housing area per capita is lower than the minimum housing area; in case of subjects specified in Points b, c, d, e, g and g, Clause 1, 45 of this Law, they must not be in public housing. The Government stipulates in detail this point;
b) Income conditions: subjects specified in Clauses 5, 6, 7 and 8, Article 76 of this Law to be able to buy or rent social housing must meet the income conditions prescribed by the Government; subjects specified in Clause 4, Article 76 of this Law must be poor or near-poor households according to Government regulations.
According to the regulations on income conditions, near-poor households in urban areas must be considered near-poor households according to the Government's regulations.
According to the multidimensional poverty standard for the period 2022 - 2025 in Article 3 of Decree 07/2021/ND-CP, the near-poor household standard in urban areas is households with an average income per capita/month of VND 2,000,000 or less.
From the above regulations, the income condition for buying social housing for near-poor households in urban areas is to have an average income per capita/month of VND 2,000,000 or less.
