The 2025 Law on Employment has many new points in unemployment benefits payment. In particular, it is worth noting the regulation of keeping the benefit level unchanged and adding the maximum ceiling.
According to Clause 1 and 2, Article 39 of the 2025 Law on Employment, the monthly unemployment benefit (TCTN) is still calculated at 60% of the average monthly salary for unemployment insurance (UI) contributions of the last 6 months before unemployment.
The difference of the 2025 Employment Law compared to the 2013 Employment Law is the addition of a benefit ceiling, specifically not exceeding 5 times the regional minimum wage at the time the employee terminates the contract.
Previously, the 2013 Law on Employment did not stipulate the ceiling, leading to a situation where some high-income workers received a subsidy level far exceeding the general level, creating great pressure on the unemployment insurance fund.
The addition of the ceiling limit this time is considered appropriate, contributing to ensuring fairness among income groups, while stabilizing financial resources for the fund, which is carrying many support policies outside of corporate bonds.
