What to do if you have 6 months left to pay social insurance to receive a pension

Phương Minh |

Readers ask: Is it possible that paying compulsory social insurance with 6 months left to receive pension paid according to the Social Insurance Law 2024?

According to the provisions of Clause 7, Article 33 of the Law on Social Insurance 2024, the payment level, method and duration of compulsory social insurance payment for employees are clearly stated:

In case the mandatory social insurance payment period is still less than 6 months to be eligible for a monthly pension or death benefit, the employee or the employee's relatives will continue to pay a one-time payment for the remaining months with the monthly payment level equal to the total contribution of the employee and the employer before the employee quit or died to the Pension and Death Fund.

The continuous payment period is not counted as working time in a heavy, toxic, dangerous or especially heavy, toxic, dangerous profession or job on the list of heavy, toxic, dangerous or especially heavy, toxic, dangerous jobs issued by the Minister of Labor - Invalids and Social Affairs or working time in areas with particularly difficult socio-economic conditions.

In case the employee stops paying compulsory social insurance but the remaining social insurance payment period is less than 6 months to be eligible for pension, he/she is eligible to continue paying voluntary social insurance.

According to the above regulations, in case the mandatory social insurance payment period is still less than 6 months to be eligible for a monthly pension or death benefit, the employee or the employee's relatives will continue to pay one more time for the remaining months with the monthly payment equal to the total contribution of the employee and the employer before the employee quits or dies in the pension fund and dies.

In addition, in case the employee stops paying compulsory social insurance but the remaining social insurance payment period is less than 06 months to be eligible for pension, he/she is entitled to continue paying voluntary social insurance.

Phương Minh
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