However, according to records, many workers are not interested in participating.
Mr. Dang Van Hau (35 years old) - a worker in Nam Dinh said that for him, participating in voluntary social insurance is the last option to receive pension if he has not paid the required number of years.
During his work, he did not intend to participate in voluntary social insurance if his contract was temporarily suspended.
Explaining the above view, Mr. Hau said that the contract extension period is usually not too long, only a few months. If the longer the time means no income, Mr. Hau will not take the voluntary social insurance payment too seriously.
According to the male worker, the temporary suspension of work of 1 to 2 months does not greatly affect retirement benefits.
Another reason why the male worker is not interested in paying voluntary social insurance when temporarily suspending the labor contract is to worry about his rights. Mr. Hau is concerned that benefits such as sick leave benefits may not be received because voluntary social insurance has not supported them.
The male worker recommended that when paying voluntary social insurance, he would still enjoy all the benefits such as compulsory social insurance. Mr. Hau also proposed that the State support payment costs so that employees can feel secure participating in voluntary social insurance when their work and income are affected.
Ms. Mai Thi Tam (25 years old) - a leather shoe worker in Thai Binh shared that what she cares about when working to pay insurance is maternity benefits. However, this benefit when paying voluntary social insurance according to Ms. Tam is not practical.
"The maternity allowance from July 1 for voluntary social insurance participants is only 2 million VND. While the voluntary social insurance contribution level needs to be about 1 million VND/month, the number of spending and receiving is not practical" - Ms. Tam said.
The reason Ms. Tam is interested in maternity benefits is because in 2026, she plans to have children. "If I unfortunately quit my job before giving birth and do not meet the conditions for the number of months of compulsory social insurance contributions to receive maternity benefits, it will be very disadvantageous" - Ms. Tam worried.
The female worker said that she and most of the workers have not thought about voluntary social insurance when they still intended to work for a company. Ms. Tam said that she is willing to wait until the contract is re-signed to continue paying compulsory social insurance.
Therefore, it is not necessary to pay voluntary social insurance when temporarily suspending her contract.
The female worker said that she is still paying compulsory social insurance to save on payment costs.
"For me, paying voluntary social insurance is a matter of the future. It is necessary to increase the maternity allowance to encourage women to participate in voluntary social insurance when their labor contracts are suspended" - Ms. Tam suggested.
