From now until December 31, 2025, Agribank's loan enterprises will repay debts before maturity of other credit institutions (CIs) when meeting the conditions to enjoy attractive interest rates:
+ Interest rate for short-term loans is only from 2.4%/year (applicable with conditions for businesses maintaining USD deposits).
+ Interest rate for medium and long-term loans is only from 6.0%/year, the period of enjoying a fixed preferential interest rate is up to 24 months.
The maximum lending level is equal to the principal balance at other credit institutions. The remaining medium and long-term loans that have not been fully disbursed will continue to be disbursed according to the level that other credit institutions have granted to customers. When borrowing capital in the short term, customers also enjoy preferential policies on assets to ensure loans according to Agribank's regulations for each period.
Enterprises borrowing capital from Agribank also enjoy additional incentives on non-term deposit interest rates in VND, incentives on foreign exchange rates and a fee exemption of up to 100% of international payment fees.
When opening a new payment account, businesses will be exempted from opening beautiful account numbers, completely exempted from account management fees, free electronic banking services and give away payment account insurance products, Business security insurance, personal Hole in one cards for golfers.
