Top 3 banks with high interest rates for 6-month deposits

Thạch Lam |

According to a survey by Lao Dong Newspaper reporters at 10pm on February 12 with nearly 30 banks, the 6-month savings interest rate is fluctuating from 3 - 5.9%/year.

Cake by VPBank is listing the highest 6-month savings interest rate at 5.9%/year when customers deposit electronic savings. Cake by VPBank lists the highest interest rate at 6.3% when customers deposit from 24-36 months.

Bieu lai suat tiet kiem dien tu cua Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank's electronic savings interest rate table. Photo: Cake by VPBank

CBBank lists the highest interest rate for a 6-month term at 5.85%/year when customers deposit money online and receive interest at the end of the term. Currently, CBBank lists the highest interest rate at 6% when customers deposit money for 12 months or more.

Bieu lai suat tiet kiem CBBank. Anh: CBBank
CBBank savings interest rate table. Photo: CBBank

KienlongBank is listing the highest interest rate for a 6-month term at 5.8%/year when customers deposit money online. For other terms, KienlongBank lists interest rates ranging from 0.5-6.4%/year.

Bieu lai suat tiet kiem KienlongBank. Anh: KienlongBank
KienlongBank savings interest rate table. Photo: KienlongBank

NCB's 6-month savings interest rate is listed at 5.45%/year for An Phu savings when customers deposit at the end of the term. Traditional depositors only receive 5.35%/year.

Bieu lai suat tiet kiem NCB. Anh: NCB
NCB savings interest rate table. Photo: NCB

How to receive interest if saving 500 million VND for 6 months?

You can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit

For example, you deposit 500 million VND in Bank A, with an interest rate of 5.9% for a 6-month term. The interest you receive is estimated at:

500 million VND x 5.9%/12 x 6 months = 14.75 million VND.

Before making a deposit, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Thạch Lam
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According to a survey by Lao Dong Newspaper reporters on February 12, 13-month savings interest rates in the banking system fluctuate around 4.4 - 9%.

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