Worries behind retirement age
At the age of 43, Mr. Nguyen Van Thanh (Tan An ward, Can Tho city) is starting to spend more time taking care of his health and calculating financial plans for the years to come. According to him, retirement age was still quite far away, so he mainly focused on work and family.
Before, I thought there was still a lot of time, so I didn't prepare anything specifically. Recently, when my health has changed and my children are also growing up, I realized I needed to plan ahead for life after quitting my job," Mr. Thanh shared.
Not only health or finance, Mr. Thanh believes that what worries him more is how he will maintain his life after retirement.
I think if I don't have a job, I have to find other jobs to do, both to have more joy and to feel useful," Mr. Thanh said.
Meanwhile, Ms. Le Thu Ha (48 years old, Cai Rang ward, Can Tho city) is more interested in maintaining relationships and the ability to take care of herself in old age.
Ms. Ha believes that middle-aged women often have to worry about their parents, children and work at the same time, so they easily forget to prepare for themselves.
“I am still healthy now, so I don't clearly feel my old age. But I think if I wait until retirement to prepare, it may be too late. From now on, I want to maintain my health, learn new skills and have my own life in addition to taking care of my family,” Ms. Ha confided.
Early preparation is necessary
Ms. Bui Thi Hai Yen - founder and operator of the NHC Vietnam Human Psychology and Development System - believes that many people only start thinking about old age when they are close to retirement is a fairly normal psychological mechanism.
The human brain often prioritizes things that are urgent and immediate. Before reaching retirement age, many people still focus on work, family, children and the problems that are happening in life," the expert analyzed.
Besides, human psychology often tends to avoid things they do not want. No one when they are young and have a lot of energy wants to age quickly. Therefore, the brain tends to avoid facing old age.
Many people often associate it first of all with negative things such as declining health, aging, loneliness and many other worries. These thoughts easily create negative emotions, making them want to put the age problem aside to focus on the bustling life of middle age," the expert explained.
From this reality, expert Hai Yen emphasized the necessity of proactively preparing early for old age from middle age. In which, it is necessary to accumulate health, relationships and build appropriate thinking for the next stage of life.
In particular, the accumulation process needs to guide each person to visualize and build an image of future life in advance, thereby turning the preparation into a proactive, long-term process.
