Agribank promotes its key role, accompanying the growth goals of the economy
On June 26, 2026, Agribank organized a Conference to deploy business tasks for the last 6 months of 2026, deploying Agribank's development strategy associated with customer development work in the period 2026-2030.
Speaking to direct at the Conference, Comrade To Huy Vu - Chairman of the Member Council said that 2026 is of particular importance, being the first year to implement the 5-year socio-economic development plan 2026 - 2030, the first year of the term to implement the Resolution of the 11th Agribank Party Congress and the year the entire political system implements Resolution No. 79-NQ/TW of the Politburo on state economic development.
Comrade To Huy Vu emphasized: "The first year of a period is always the year to lay the foundation for the entire trajectory behind. Therefore, each decision, each step, each development of Agribank this year is of strategic significance. This is the time for us to analyze and look at reality together, with our own figures, to answer the question: What growth model and driving force will help Agribank succeed in the period 2026 - 2030".
In the first 6 months of the year, although the world and domestic economies continued to face many difficulties, geopolitical fluctuations, inflationary pressure, interest rates and increasingly high requirements for banking operation safety, the entire Agribank system has made efforts to closely follow the resolutions and directives of the Party, National Assembly, Government and State Bank, proactively implementing many management solutions, achieving positive results.
The Member Council acknowledged and praised the contributions of the entire system. Especially the result of capital mobilization exceeding the milestone of 2 million billion VND for the first time; agricultural - forestry - fishery credit increased sharply by 8.2%; outstanding loans for agriculture and rural areas accounted for 64.9% of total outstanding loans, thereby further affirming Agribank's key role in implementing credit policies to serve agricultural development" - Comrade To Huy Vu affirmed.
Reporting at the Conference, Comrade Pham Toan Vuong - Member of the Member Council, General Director said that in the first 6 months of 2026, the world and domestic economies continued to face many difficulties and challenges; meanwhile, the State Bank assigned Agribank higher requirements and tasks to contribute to the implementation of the country's economic growth goals.
In that context, right from the beginning of the year, Agribank proactively and promptly issued resolutions, action programs and important guiding documents on governance and administration; synchronously implemented key tasks and solutions throughout the system, ensuring the effective implementation of business plans associated with development orientations in the new period.
The Party Committee, Member Council and Management Board of Agribank have unanimously directed drastically and steadfastly the goal of high growth, towards double-digit growth; and at the same time created conditions for branches to promote proactiveness in customer development, expanding business operations in parallel with ensuring safety and efficiency.
Thanks to proactively implementing solutions, Agribank's business situation in the first 6 months of the year achieved remarkable results. As of June 15, 2026, Agribank's total mobilized capital reached more than 2.3 million billion VND, of which people's deposits accounted for 75% of the total capital and maintained stable growth. The capital source is balanced and sustainable, fully meeting the capital needs for production and business development of customers; the efficiency of capital use continues to be improved, while ensuring compliance with safety ratios according to the regulations of the State Bank.
Outstanding loans to the economy reached over 2 million billion VND. Agribank continues to restructure credit in the direction of focusing capital on production and business, agriculture, rural areas and priority sectors according to the Government's policy.
In which, outstanding loans for agriculture and rural areas reached more than 1.32 million billion VND, accounting for 64.9% of total outstanding loans; credit quality is guaranteed. At the same time, credit structure shifted in a positive direction, reducing the proportion in potentially risky sectors such as real estate and wholesale and retail, contributing to improving credit quality, capital use efficiency and ensuring safe and sustainable business operations.
In parallel with focusing on safe and effective credit growth, Agribank continues to promote digital transformation, modernize banking operations, develop a variety of convenient products and services, and expand the digital ecosystem to better meet customer needs.
Besides positive business results, Agribank continues to affirm its role as a key commercial bank in investing in agricultural development, farmers, and rural areas; effectively implementing the guidelines and policies of the Party, State and State Bank on supporting production and business, accompanying businesses and people to overcome difficulties, contributing to macroeconomic stability, inflation control, growth promotion and ensuring social security.
At the Conference, General Director Pham Toan Vuong also presented the "Aggribank Development Strategy Project to 2030, orientation to 2035" to realize the goals and strategic vision of Agribank in the coming period: to be a leading financial institution in Vietnam; to complete the goal of modern banking development; to be a pioneer in technology, management capacity, a key and dominant player in scale and market share, leading the market in providing financial and banking products and services in the "agriculture-farming" sector; to promote comprehensive finance, green development, and sustainable development, contributing to bringing the NNNT sector to prosperity.
Developing with the motto "putting customers at the center
Identifying customers as the center of all activities, in the new development phase, Agribank continues to complete and synchronously implement the customer development project for the 2026-2030 period, linking scale expansion with improving service quality, increasing exploitation efficiency and towards sustainable development.
Regarding tasks in the coming time, Comrade To Huy Vu requested the entire system to focus on implementing a number of key contents well. First of all, continue to innovate working methods, improve operational efficiency and quality of task implementation. At the same time, strengthen discipline and order, overcome shortcomings. In addition, continue to improve the organizational model, improve the efficiency of coordination between units at the Head Office and branches; and at the same time review and improve the system of regulations and rules to unify implementation throughout the system.
