Where is the best place to send money?
According to Lao Dong, after increasing interest rates in October, Bac A Bank took the lead in most terms with the highest savings interest rates in the market.
For the 1-month term, Bac A Bank leads with an interest rate of 4.15%/year. OceanBank follows with an interest rate of 4.1%/year; Eximbank, Dong A Bank, OCB, NCB, MSB currently pay interest of 3.9%/year for this term.
At the 3-month term, Bac A Bank leads with an interest rate of 4.45%/year. Followed by OceanBank with an interest rate of 4.4%/year and Eximbank with an interest rate of 4.3%/year.
At the 6-month term, Bac A Bank currently pays the highest interest rate of 5.6%/year. Followed by NCB, Dong A Bank with interest rate of 5.55%/year and interest rate of 5.4%/year listed at OceanBank.
At the 9-month term, Bac A Bank currently pays an interest rate of 5.7%/year; NCB currently pays an interest rate of 5.65%/year. Following is the interest rate of 5.55%/year listed at Dong A Bank.
For a 12-month term, Bac A Bank currently offers the highest interest rate of 6.0%/year. This is followed by an interest rate of 5.9%/year at ABBank and an interest rate of 5.8%/year at OceanBank, Dong A Bank, NCB, BVBank, SaigonBank and BaovietBank.
Where to deposit money to receive interest rate above 6.0%/year?
The market currently has up to 8 banks listing interest rates above 6.0%/year and not requiring deposit conditions.
At 24-month term, ABBank leads with interest rate of 6.3%/year.
At the 18-36 month term, Bac A Bank recently took the leading position with an interest rate of 6.35%/year for deposits of over 1 billion VND and an interest rate of 6.15%/year for deposits of less than 1 billion VND.
HDBank, OceanBank, Dong A Bank follow with interest rates of 6.1%/year for terms of 18-36 months.
Finally, banks listed interest rates of 6.0%/year for similar terms, including BVBank, BaovietBank; Saigonbank currently listed interest rates of 6.0%/year for 18-month terms and 6.1%/year for 36-month terms; SHB also currently listed interest rates of 6.1%/year for 36-month terms.
(See the highest interest rates HERE)
Details of deposit interest rates at banks, updated on November 1, 2024
