Factors such as central banks' monetary policies, geopolitical tensions and adjustments in global supply chains are directly affecting capital flows and market sentiment.
The US Federal Reserve (FED) is expected to cut interest rates in 2025, creating momentum for the stock market and investment flows.
According to Ms. Ly Quynh Bao Tran - Senior expert in consulting and asset management, investors should consider 5 main asset groups in 2025, including deposits to ensure liquidity and capital safety; stocks from businesses with good foundations; reputable corporate bonds that bring stable income; real estate with expectations of recovery and growth in 2025, along with other assets such as gold, commodities or investment funds.
Corporate bonds, especially those with high credit ratings, are attracting cash flows thanks to their attractive interest rates and stability. Meanwhile, gold continues to be a safe haven against macroeconomic fluctuations, while the real estate market is gradually recovering thanks to more flexible credit policies.
“A reasonable allocation to these asset groups can help investors optimize profits and minimize risks in a volatile market context,” the expert said.
Many experts note that stocks are a potential investment channel in the context of the market being priced at an attractive level. According to Mr. Le Anh Tuan, Director of Investment Strategy Planning of Dragon Capital, 2025 is considered a "pivot" for long-term investment. He commented that the stock market will bring good investment opportunities thanks to its strong growth potential.
Key ratios such as P/E (price-to-earnings ratio) and P/B (price-to-book value ratio) are currently at their lowest levels in the past 10 years. Although the market may be affected by global macro factors in the short term, the medium-term upside potential is highly appreciated.
Some industries are forecasted by many experts to have good growth prospects in 2025, such as banking, real estate, technology and consumer goods. In particular, the banking and finance industry can benefit from loosening monetary policy, while the technology sector will be boosted by digital transformation and artificial intelligence (AI) trends.
However, experts recommend that to minimize risks and maximize profits, investors need to have a strategy suitable for each investment goal. Short-term investors can take advantage of stock market corrections to seek quick profits. Medium-term investors should focus on industry groups with good growth potential in 2025 to take advantage of opportunities from market trends.
For long-term investors, building a diversified portfolio and allocating it to stable assets will help maintain sustainable profits and limit risks in the face of major fluctuations.
