BVBank has just adjusted deposit interest rates and given a maximum of 1.2%/year to customers making savings deposits. Accordingly, from November 3-13, customers depositing savings at BVBank have the opportunity to receive additional interest rates of up to 1.2%/year, applicable to 1-month terms of 4.7%/year, 6-month terms of 6.5%/year and 12-month terms of 6.8%/year.
In November 2025, the bank's counter and online interest rates were adjusted up. After adjustment, the highest interest rate BVBank is applying is 6.1%/year for a 60-month term.
Previously, Nam A Bank announced the issuance of VND deposit certificates for the second phase in 2025 with a total value of VND 1,000 billion. The product is available to customers who buy at least 100 million VND, the issuance period lasts from October 20, 2025 to January 20, 2026.
The deposit certificate is designed for terms of 6, 9, 12, 15 and 18 months, applying the form of interest paid at the end of the term. The 6-month term has an interest rate of 6%/year (month interest rate of 5.92%/year); the 9-month term is 6.3%/year (month interest rate of 6.17%/year); the 12-month term is 6.4%/year (month interest rate of 6.21%/year); the 15-month term is 6.5%/year (month interest rate of 6.26%/year); and the 18-month term is 6.7%/year (month interest rate of 6.4%/year).
Viet A Bank also recorded the highest interest rate of up to 6.8%/year for Dac Tai Savings products, term of 18 months. The product requires a minimum deposit of 100 million VND, transaction at the counter, and interest at the end of the term. For other terms, Viet A Bank applies 6%/year for 6-month terms; 6.1%/year for 7-month terms; 6.5%/year for 12-month terms; 6.6%/year for 13-month terms; and 6.7%/year for 15-month terms.
Currently, the highest mobilization interest rate on the market ranges from 79%/year, however, most of them are only applied to customers with very large balances or under separate incentive programs such as PVcomBank, HDBank, Vikki Bank, Bac A Bank.
In the context of many banks promoting the mobilization of medium and long-term capital, the interest rate group of 6%/year or more continues to be maintained by many credit institutions, especially for long terms, mainly in the form of mass listing and not requiring special conditions.
Vikki Bank is applying 6%/year for 6-month terms; and 6.2%/year for 12-13 month terms. Cake by VPBank applies an interest rate of 6%/year for terms of 1218 months and 2436 months.
HDBank applies 6%/year for a 15-month term and 6.1%/year for a 18-month term. BVBank listed interest rates at 6.1%/year for a 60-month term and 6.0%/year for a 48-month term. Viet A Bank maintains an interest rate of 6.0%/year for a 36-month term.
Bac A Bank applies an interest rate of 6%/year for a 12-month term; 6.1%/year for a 1315-month term; and 6.3%/year for a 1836-month term.
