Deposit 100 million VND to receive the highest interest rate of 6.76.8% at a series of banks

Hà Vy |

Customers depositing from 100 million VND can now enjoy the highest interest rate of up to 6.76.8%/year at Nam A Bank, Viet A Bank and BVBank,...

BVBank has just adjusted the deposit interest rate and implemented additional incentives of up to 1.2%/year for customers making savings deposits. The program is applied from November 3 to 13, with additional levels for 1-month terms up to 4.7%/year; 6-month terms up to 6.5%/year; and 12-month terms up to 6.8%/year.

In November 2025, BVBank's counter and online interest rates will both increase. After adjustment, the highest interest rate currently applied by the bank is 6.1%/year for a 60-month term.

Previously, Nam A Bank announced the issuance of the second VND deposit certificate in 2025 with a total scale of VND 1,000 billion, the issuance period is from October 20, 2025 to January 20, 2026, for customers who buy a minimum of VND 100 million. The product has terms of 6, 9, 12, 15 and 18 months, with interest paid at the end of the term; in which the 6-month term interest rate is 6%/year (monthly interest rate 5.92%/year); 9-month term 6.3%/year (monthly interest rate 6.17%/year); 12-month term 6.4%/year (monthly interest rate 6.21%/year); 15-month term 6.5%/year (monthly interest rate 6.26%/year); and 18-month term reaches 6.7%/year (month interest rate 6.4%/year).

At Viet A Bank, the highest interest rate is up to 6.8%/year for Dac Tai Savings products, 18-month term, counter transactions, interest paid at the end of the term, requiring a minimum deposit of 100 million VND. In addition, the bank applies 6%/year for 6-month term; 6.1%/year for 7-month term; 6.5%/year for 12-month term; 6.6%/year for 13-month term; and 6.7%/year for 15-month term.

For MBV, this bank increased deposit interest rates from 0.1% to 0.2%/year, to 5.7%/year; the 12-36 month term increased from 0.1% to 0.2%/year, to 6%/year.

In addition to increasing deposit interest rates, MBV also announced an interest rate promotion program with an additional interest rate of up to 0.7%/year for savings deposits. Therefore, the highest deposit interest rate at this bank can be up to 6.7%/year, not just 6%/year as listed.

After pushing to increase interest rates for deposits under 1 billion VND, Bac A Bank listed interest rates at 6.3%/year for 12-month terms; 6.4%/year for 13-15-month terms; 6.5%/year for 18-36-month terms.

For savings deposits of VND1 billion or more, the 12-month term is listed by the bank at 6.5%/year; the 13-15-month term is 6.6%/year; the 18-36 month term increases to 6.7%/year.

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