BVBank has just adjusted the deposit interest rate and implemented additional incentives of up to 1.2%/year for customers making savings deposits. The program is applied from November 3 to 13, with additional levels for 1-month terms up to 4.7%/year; 6-month terms up to 6.5%/year; and 12-month terms up to 6.8%/year.
In November 2025, BVBank's counter and online interest rates will both increase. After adjustment, the highest interest rate currently applied by the bank is 6.1%/year for a 60-month term.
Previously, Nam A Bank announced the issuance of the second VND deposit certificate in 2025 with a total scale of VND 1,000 billion, the issuance period is from October 20, 2025 to January 20, 2026, for customers who buy a minimum of VND 100 million. The product has terms of 6, 9, 12, 15 and 18 months, with interest paid at the end of the term; in which the 6-month term interest rate is 6%/year (monthly interest rate is 5.92%/year); 9-month term is 6.3%/year (6.17%/year); 12-month term is 6.4%/year (6.21%/year); 15-month term is 6.5%/year (6.26%/year); and 18-month term is 6.7%/year (6.4%/year).
At Viet A Bank, the highest interest rate is up to 6.8%/year for Dac Tai Savings products, 18-month term, counter transactions, interest paid at the end of the term, requiring a minimum deposit of 100 million VND. In addition, the bank applies 6%/year for 6-month term; 6.1%/year for 7-month term; 6.5%/year for 12-month term; 6.6%/year for 13-month term; and 6.7%/year for 15-month term.
Currently, the highest deposit interest rate on the market ranges from 79%/year, but is mainly for customers with large balances or under a separate incentive program at some banks such as PVcomBank, HDBank, Vikki Bank or Bac A Bank.
In the context of many banks increasing the mobilization of medium and long-term capital, the interest rate group of 6%/year or more continues to be maintained quite commonly, especially for long terms and mainly in the form of mass listing, not requiring special conditions.
Vikki Bank is applying 6%/year for a 6-month term; and 6.2%/year for a 12-13 month term. Cake by VPBank listed an interest rate of 6%/year for terms of 1218 months and 2436 months.
HDBank applies an interest rate of 6%/year for a 15-month term; 6.1%/year for a 18-month term. BVBank listed 6.1%/year for a 60-month term and 6.0%/year for a 48-month term. Viet A Bank applies 6.0%/year for a 36-month term.
Bac A Bank offers a rate of 6%/year for a 12-month term; 6.1%/year for a 1315-month term; and 6.3%/year for a 1836-month term.
