Worrying about the school year
The school year has just begun, bringing the excitement of the children but also many concerns of parents. This period witnessed a spike in spending on education, especially for families with children preparing to enter high school, university, or moving to big cities to pursue an academic path.
Some parents said that due to high prices, they had to spend up to 40% of their salary earned in the month to equip their children with school supplies.
Mr. Tran Van Hung, in a rural area of the Central region, is busy preparing luggage for his youngest daughter to attend a university in Da Nang. In addition to tuition and rent, Mr. Hung also worries about buying a laptop for his daughter to serve his studies and research. Moreover, he also wants to buy his child a motorbike to facilitate travel away from home.
"Having passed the university entrance exam is a great joy for the whole family. I want to give my child a car to travel proactively, and a computer for him to study well," Mr. Hung confided. "But the price of the car is not cheap, and the fees for my child to go to university are too many. To save such an amount of money in such a short time is really not easy at all".
Financial worries when his child enters a new journey have caused Mr. Hung to spend many nights struggling, finding ways to balance his income and expenses so that his child can have the best learning conditions.
Financial solutions accompany, giving wings to dreams
Amid those worries, Mr. Hung has found practical support from Home Credit Vietnam. After researching the information, Mr. Hung decided to choose a 0% interest installment payment package of Home Credit at a large electromechanical system to buy a laptop for his daughter.
With simple and quick procedures, a deposit of 0 VND and a flexible payment period of 4-12 months, Mr. Hung can divide the expenses into many periods, helping his family no longer have to worry about having to pay a large amount of money immediately.
He is also reassured when his daughter travels and studies in the city with a completely new electric motorbike, through the VinFast car loan program with a prepaid loan from 0 VND, only requires a CCCD, the monthly interest rate is only 0.59%, and Home Credit quickly approves in 3 minutes.
He was moved: "I am truly grateful to Home Credit for helping my family overcome our great worries. My daughter now has a car to travel, I am much less worried".
Mr. Hung's story is just one of countless cases that Home Credit has accompanied during the school year.
In addition, customers can also enjoy 0% interest installment packages at large technology store chains such as FPT Shop, CellphoneS and Viettel Store. More specifically, when paying by Home Credit credit card at FPT Shop and CellphoneS, customers will immediately receive a discount of 400,000 VND for bills from 8 million VND. This promotion is valid until August 31.
Home Credit also supports motorbike purchases with quick approval procedures in just 3 minutes, interest rate 0%, applied to popular car lines such as Piaggio, Honda Vision, Winner X, ICON e, and Yamaha Janus.
In particular, when registering to pay in installments via credit card for orders from 10 million VND, customers will also receive an immediate discount of 400,000 VND, with 0% interest for a term of 3-12 months, this incentive is applied when paying via mPOS device at more than 200 other major brand systems such as Minh Tuan Mobile, mobile Viet, Mobile Price, ...
Not stopping there, Home Credit also supports students to develop their skills with a 0% tuition fee contribution program at reputable educational centers such as Jaxtina, MindX, and Eduvator, helping them to freely learn more soft skills and foreign languages.
Not only providing direct financial support, over the years, Home Credit has spread the spirit of humanity and community responsibility through the "Home Love" program, aiming to create a better learning environment for disadvantaged children.
In particular, within the framework of "Home Love" 2025, Home Credit will coordinate with the Hope Fund to implement the "Hom Love Bus trip" program. This program aims to renovate new schools for students at two schools in disadvantaged areas: Ca Giang (Thanh Hoa) and Tan Lap (Dien Bien). To join hands to act, from July 8 to 15, 2018, Home Credit will contribute 10,000 VND for each newly opened contract of customers to the "Hom Love Travel" program.
"We understand that parents always want their children to be most ready and confident for the new school year. This is not simply about preparing learning materials; it is also about ensuring comprehensive preparation for students. Therefore, Home Credit not only provides financial support to reduce the burden of shopping in the off-season, but we also aim to build a brighter future for the young generation of Vietnam," said Mr. Jakub Kudrna - Business Strategy Director of Home Credit Vietnam.
