HDBank's highest interest rate, deposit 300 million VND and receive 49.5 million VND in interest

    Hà Vy |

    Update online deposit interest rates at HDBank on November 19, 2025, with the highest interest rate, depositors with 300 million VND can receive 49.5 million VND.

    HDBank deposit interest rate on November 19: Highest 6. 10%

    According to the record on November 19, 2025, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining online deposit interest rates to attract market attention.

    In particular, online deposit products are often prioritized by individual customers thanks to their convenience and listed interest rates are often more beneficial than counter deposits.

    Below is the online savings interest rate table (%/year) announced by HDBank:

    Bieu lai suat tiet kiem online cua HDBank, cap nhat vao ngay 19.11.2025. Nguon: HDBank
    HDBank's online savings interest rate table, updated on November 19, 2025. Source: HDBank

    Deposit 300 million VND at HDBank: Highest interest rate 49.5 million VND

    The interest calculation formula is applied as follows:

    Interest amount = Deposit amount * interest rate (%/year) * actual deposit date/365

    The analysis table below shows the actual interest expected when depositing 300 million VND online at HDBank:

    Thus, with a term of 36 months, the interest received is up to 49.5 million VND.

    The term with the highest interest rate is 18 months (6. 10%/year), bringing an interest of 27.4 million VND.

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